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Loan Loss Provisioning in OIC Countries: Evidence from Conventional vs. Islamic Banks
Ali, Ashraf; M. Kabir, Hassan; Syed Abul, Basher - Volkswirtschaftliche Fakultät, … - 2015
Using a sample of 291 banks from 35 OIC (Organization of Islamic Cooperation) member Muslim countries with 2078 bank year observations from 2003 to 2010, we analyze if bank earning management in terms of Loan Loss Provisioning (LLP hereafter) is affected by the banking nature whether Islamic or...
Persistent link: https://www.econbiz.de/10011145358
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Mortgage contracts in Islamic home finance: Musharakah Mutanaqisah program vs. Zubair diminishing balance model
Hasan, Zubair - Volkswirtschaftliche Fakultät, … - 2012
tenable. Second, the paper proposes an alternative home finance model where the mortgage contract has several merits over the … Islamic finance. Finally, the model aligns better than others with the maqasid or the objectives of the Islamic law. …
Persistent link: https://www.econbiz.de/10011109604
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Alternate Proposal for Interest Free House Finance
Shaikh, Salman - Volkswirtschaftliche Fakultät, … - 2014
In this paper, we present an alternate proposal for house finance. In our proposal, the Islamic bank buys the house … different scenarios. Furthermore, it is substantially and meaningfully different from conventional finance in form and substance. …
Persistent link: https://www.econbiz.de/10011110844
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Information needs and efficiency in banking services. A 'demand-side' approach
Caratelli, Massimo - Volkswirtschaftliche Fakultät, … - 2008
The financial system has always been subject to complex public scrutiny for a number of reasons, aimed at ensuring, for example, the efficient mobilization of savings, the effective management of banking crises and their possible domino effects, while enhancing competition and safeguarding...
Persistent link: https://www.econbiz.de/10009652917
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Transparency between banks and their customers. information needs and public intervention
Caratelli, Massimo - Volkswirtschaftliche Fakultät, … - 2005
Factors such as the spread of complex financial instruments, the broadening of available alternatives, have fostered more decisive public intervention in support of transparency between banks and their customers. The effectiveness of the public intervention measures depends on the actual...
Persistent link: https://www.econbiz.de/10009652925
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Breeding Ones' Own Subprime Crisis: The effects of labour market on financial system stability
Daras, Tomasz; Tyrowicz, Joanna - Volkswirtschaftliche Fakultät, … - 2009
: (i) households with mortgages will gradually become alike the demographically comparable group in terms of employment …
Persistent link: https://www.econbiz.de/10005052184
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LITIGATIONS, DAMAGES AND SOLUTIONS IN RESIDENTIAL MORTGAGE-BACKED SECURITIES
Jomadar, Dinesh - Volkswirtschaftliche Fakultät, … - 2009
underlying assets for residential mortgage-backed securities. Individuals with strong credit qualify for traditional mortgages … the market for residential mortgages with the capital markets. Investment banks take pools of home loans, carve up the … cash flows from those receivables, and convert the cash flows into bonds that are secured by the mortgages. The bonds are …
Persistent link: https://www.econbiz.de/10008866120
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A dynamic model of house price
Wang, Zigan; Zhu, Youwei - Volkswirtschaftliche Fakultät, … - 2011
In this paper, we build the rationale of the financial intermediate's decision of making loans to potential home buyers over an infinite time horizon. In the first period "good" borrowers with stable future income flows receive loans and buy homes. In later periods, the intermediate securitizes...
Persistent link: https://www.econbiz.de/10009353531
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The art of fitting financial time series with Levy stable distributions
Scalas, Enrico; Kim, Kyungsik - Volkswirtschaftliche Fakultät, … - 2006
This paper illustrates a procedure for fitting financial data with alpha-stable distributions. After using all the available methods to evaluate the distribution parameters, one can qualitatively select the best estimate and run some goodness-of-fit tests on this estimate, in order to...
Persistent link: https://www.econbiz.de/10005836427
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An empirical model of volatility of returns and option pricing
McCauley, Joseph L.; Gunaratne, Gemunu H. - Volkswirtschaftliche Fakultät, … - 2003
This paper reports several entirely new results on financial market dynamics and option pricing We observe that empirical distributions of returns are much better approximated by an exponential distribution than by a Gaussian. This exponential distribution of asset prices can be used to develop...
Persistent link: https://www.econbiz.de/10005836619