This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

Banking institution, in the credit and other service activities, is functioned toserve the financial needs and to … increase the mechanistic system of payment for alleconomic sectors. In the credit activity, the debtors can obtain the loan … from theinstitutions which give the credit separately in order to obtain the whole credit which is called ‘joint financing …

The credit binding for small scale firm by the land without certificate as collateral is permissible by the law term as … more than 3 (three) months after issued.Generally, by the program of credit for small scale firm at PT. Bank Sumut, there … is an opportunity for the small scale firm to access the credit with the lower interest rate. But in fact, the …

with descriptive of the creditdelivery system in conventional banks and Islamic banks in PT BNI (Persero) TbkSentra Kredit … loans at PT BNI (Persero) Tbk Sentra Kredit Kecil Medan and PT BNISyariah Medan Branch have differences in the agreement … there is no element of riba / interest in theagreement but sharing system. Unlike the PT BNI (Persero) Sentra Kredit …

of requiredmentto get the credit.To solve the problem, then there is a BMT. BMT is an financial institutionwhich duty o … distribute credit for micro, small and middle enterprises by giving creditprocedure more express, save, economical and easier …