availability of credit to small businesses. Small businesses have fewer alternatives to external finance than do large companies. A …, asset-based lending, credit scoring, and relationship lending; lending is compared with the other technologies in terms of … shocks to the economic environment in which banks and small businesses function on the availability of credit to small …

"The authors propose a more complete conceptual framework for analysis of credit availability for small and medium … financial structures affect credit availability. They emphasize a causal chain from policy to financial structures which affect … on SME credit availability. Financial structures include the presence of different financial institution types and the …