is higher from regular than from transitory income sources, and higher for pensions than for child benefits and other …

constructed for revenue and expenditure. They show that the rising number of social benefit earners (pensions, unemployment) is …

United Kingdom and the rest of Europe. How governments respond to shifts in saving and in the burden of state pensions is …

might be direct gainers, and which losers, from a transition to funded state pensions. We estimate what the structure of …

crisis. The paper recommends obligatory private savings at a variable rate where the time path of the savings rate is chosen … so as to stabilize the sum of this rate and the pay-as-you-go contribution rate, given the time path of pensions as …

Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …

women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …

expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …