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Increasing the effectiveness of financial education in the workplace
Lusardi, Annamaria - 2008
Persistent link: https://www.econbiz.de/10010298401
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Household saving behavior: The role of literacy, information and financial education programs
Lusardi, Annamaria - 2007
-Americans and Hispanics. Moreover, close to half of older workers do not know which type of pensions they have and the large …
Persistent link: https://www.econbiz.de/10010298377
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Household debt and saving during the 2007 recession
Chakrabarti, Rajashri; Lee, Donghoon; Klaauw, Wilbert … - 2011
increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings …
Persistent link: https://www.econbiz.de/10008935752
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Reverse mortgage participation in the United States : evidence from a national study
Chatterjee, Swarn - In: International Journal of Financial Studies : open … 4 (2016) 1, pp. 1-10
This paper uses the most recent wave of a nationally representative dataset to examine the factors associated with elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners participated in the reverse mortgage market, and...
Persistent link: https://www.econbiz.de/10011474457
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Savings and wealth of the lifetime rich : evidence from the UK and US
Bozio, Antoine; Emmerson, Carl; O'Dea, Cormac; Tetlow, Gemma - 2013
Whether higher lifetime income households do save a larger share of their income is one of the longstanding empirical questions in economics that has been surprisingly difficult to answer. We use both consumption data and a new dataset containing both individual survey data on wealth holdings...
Persistent link: https://www.econbiz.de/10010222359
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Retirement Savings Adequacy in U.S. Defined Contribution Plans
Gomes, Francisco - 2020
We evaluate retirement savings adequacy using a large panel of U.S. workers with a 401(k) account. We model medical …
Persistent link: https://www.econbiz.de/10012850740
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How do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army
Patterson, Richard W.; Skimmyhorn, William L. - National Bureau of Economic Research - 2022
increase retirement savings. However, gauging the relative efficacy of these approaches is challenging because the supporting … rates, active choice, and automatic enrollment) designed to increase retirement savings. Consistent with previous literature …, we find sizable effects of savings interventions on participation and cumulative contributions that increase with the …
Persistent link: https://www.econbiz.de/10013462745
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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - 2007
consumption models, including a numerically solved precautionary savings model. We find that inter-country differences are …
Persistent link: https://www.econbiz.de/10010325196
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What is an adequate standard of living during retirement?
Binswanger, Johannes; Schunk, Daniel - 2009
Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design...
Persistent link: https://www.econbiz.de/10003923525
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Asynchronous risk: Unemployment, equity markets, and retirement savings
Seligman, Jason S.; Wenger, Jeffrey B. - 2005
percentage losses in retirement savings as a result of more frequent spells of unemployment. Higher income worker losses are more …
Persistent link: https://www.econbiz.de/10010287972