Lusardi, Annamaria; Mitchell, Olivia S. - de Nederlandsche Bank - 2006
Evidence suggests only a minority of American households feels "confident" about retirement saving adequacy. Little is … saving patterns. To better understand these issues, we devised and fielded a purpose-built module on planning and financial … literacy for the 2004 Health and Retirement Study (HRS). This module measures how workers make their saving decisions, how they …