In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … the foreclosure process, and go to zero about a year after the bank sells the property to a new homeowner. The estimates … shows that policies that slow the transition from delinquency to foreclosure likely exacerbate the negative effect of …

We evaluate the effects of laws designed to protect borrowers from foreclosure. We find that these laws delay but do … not prevent foreclosures. We first compare states that require lenders to seek judicial permission to foreclose with … states that do not. Borrowers in judicial states are no more likely to cure and no more likely to renegotiate their loans …

The authors evaluate laws designed to protect borrowers from foreclosure. They find that these laws delay but do not … prevent foreclosures. They first compare states that require lenders to seek judicial permission to foreclose with states that … do not. Borrowers in judicial states are no more likely to cure and no more likely to renegotiate their loans, but the …

We evaluate the effects of laws designed to protect borrowers from foreclosure. We find that these laws delay but do … not prevent foreclosures. We first compare states that require lenders to seek judicial permission to foreclose with … states that do not. Borrowers in judicial states are no more likely to cure and no more likely to renegotiate their loans …

mortgage distress on house prices. -- foreclosure ; mortgage ; judicial ; power of sale ; right to cure …In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … complete the foreclosure process, and go to zero about a year after the bank sells the property to a new homeowner. The …

mortgage distress on house prices. -- foreclosure ; mortgage ; judicial ; power of sale ; right to cure …In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … the foreclosure process, and go to zero about a year after the bank sells the property to a new homeowner. The estimates …

associated with the liquidation of collateralized debt. Using the mortgage market as a laboratory, we conjecture that lenders …

discounts of 2.4 percent when a foreclosure shares the same physical address. We view the results as indicating that investment …

excessive number both of foreclosed homes and homes awaiting foreclosure in the shadow housing inventory. Foreclosure prevention … loan modification experience post-2008 yielded four main lessons about the best way to optimize foreclosure prevention …

Borrowers in states with non-recourse mortgage law face limited liability on their mortgage loans. We show that non …. We find that mortgage lending pricing does not fully reflect the higher risk in non-recourse states because the emergence …