One of the objectives of the CRA Regulation is to increase competition in the markets for credit ratings by encouraging … issuers to use smaller credit rating agencies. To this end, Article 8d(1) of the CRA Regulation states that where issuers or … its website every year, indicating their total market share and the types of credit ratings issued. …

This paper estimates the impact of a bad credit report on financial outcomes by exploiting exogenous variation in the … timing of credit flag removals. Credit flags are removed from credit reports after seven years, generating an immediate … change in the information available to the credit market. We study the effects of credit flag removal using a sample of 246 …

pt. 1. Access to credit and secured transactions in a global world -- pt. 2. Secured transactions law to support access … to credit : a case for REFORM -- pt. 3. Taking security in practice : microfinance and mortgage -- pt. 4. Stories of …

Prior research suggests that suppliers are able to fund opaque and credit-rationed customers because they rely heavily … financial reporting quality and trade credit financing for a large sample of private firms from Europe’s five largest economies … reporting is associated with more trade credit financing and that this relation is stronger when information asymmetry and …