household income, socio-demographic factors, and private health insurance factors in both Japan and the USA. Using these two … rises, households have a positive effect on purchasing health insurance as a normal good. Another similarity between the two … pure health issuance characteristics, an increase in premium of health insurance policies cause individuals to substitute …

This paper examines public opinion surrounding employment-based health coverage. Data come from the Employee Benefit … Research Institute and Mathew Greenwald & Associates, Inc. 2012 Health Confidence Survey (HCS), which examines a broad spectrum … of health care issues, including Americans’ satisfaction with health care, confidence in the future of the nation …

. A recent decision by United Parcel Service to eliminate health benefits for spouses who were eligible for coverage … through their own employer may be a tipping point in employment-based health benefits, in part due to provisions in the … equal, do spouses use more health services and cost more to cover? This report conducts a novel analysis that addresses this …

This paper is concerned with the economics of mental health. We argue that mental health economics is like health … observations on institutions paying for and providing mental health services. We show that adverse selection and moral hazard … appear to hit mental health markets with special force. We discuss the emergence of new institutions within managed care that …

This chapter reviews topics related to the demand for health insurance, including the question of how choice of health … insurance should be structured for consumers. After the first section summarizes some of the institutional features of health …-side cost sharing in health insurance, integrating new developments in multiple goods, consumer errors in valuing health care …

Pooling health risks through insurance has led to cost explosion because centralized third-party payers cannot deny …. If the same total health budget is distributed equally on a per capita basis, funding decisions for treatment can then be … decision, both a sense of tragedy and legal challenges can be avoided. Health unions that serve as fund-raising agencies and …

This paper presents data on health insurance coverage in California in 2013 and 2014, based on the March 2014 and 2015 … health insurance coverage trends in California, recently published in the California Health Care Foundation’s California … Health Care Almanac, and supported by the California Health Care Foundation, based in Oakland, CA. Because 2014 is the first …

The creation of tax-free health savings accounts presents a new opportunity to reduce the distortions created by … federal tax preferences for health-related expenditures, and ultimately help eliminate those distortions. This paper proposes … health benefits as a tax-free cash contribution into the worker's health savings account. Restructuring the exclusion for …

hospital (median US$1153.93/Rs. 118,589) was significantly higher than Mayo hospital (median US$427.93/Rs. 43,978), p<0.001; r … hospital's patients as compared to Jinnah hospital.Conclusion: This study indicates that OOP direct medical cost burden was … found considerably less in Mayo hospital as compared to Jinnah hospital. The OOP expenditures on chemotherapy were …