We examine respondents in the Health and Retirement Study (HRS) to observe how their financial situations unfolded as … retirement, and progress through their retirement years, and (b) labor force participation declined and thus earnings became less … important with age, while Social Security and retirement savings rose as a proportion of annual income …

contributions boosted in many nations. Yet our research on old-age system reforms does not require raising mandatory retirement ages … or contributions. Instead, we offer ways to enhance incentives for people to work longer and delay retirement. There are … good reasons to incentivize older people to work longer and delay retirement. These include rising longevity, the shrinking …

This paper investigates the relationship between local crime rates and the retirement decisions of older Americans. We … do so by linking data from the Health and Retirement Study with measures of local crime patterns taken from the Federal … associated with early retirement may be correlated with residence in higher-crime rate cities, so next we condition on both the …

on others. Using a controlled randomized experiment conducted on 1,764 respondents age 50+ in the Health and Retirement … that information provision can be a potent, as well as cost-effective, method of alerting people to retirement risk …