The analysis is about the compulsory German unemployment insurance system (GUIS). It is known that GUIS did nothing to … prevent the continuous rise of the rate of unemployment since the 1970s. The empirical literature about GUIS indicates that … literature on reforming the system of unemployment insurance has arisen, most of it aiming at marginal reforms only. It turns out …

We present a proposal for reforming unemployment assistance in Germany through the introduction of unemployment … accounts (UAs). Instead of paying taxes that finance the unemployment assistance, employed people make ongoing contributions to … their UAs and can make withdrawals from these accounts during periods of unemployment. The aim of this policy proposal is to …