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A detailed assessment report on the observance of China’s compliance of Basel Core Principles for effective banking … supervision is presented. Regulation and supervision of China’s banking system has made impressive progress in the past few … years, led by an activist, forward-looking regulator, the China Banking Regulatory Commission, with a clear safety and …
Persistent link: https://www.econbiz.de/10011245556
liquidity risk. We find an inverted U-shaped relationship between capital requirements and bank lending, efficiency, and welfare … lending, efficiency and welfare significantly. The costs of high capital and liquidity requirements represent a lower bound on …
Persistent link: https://www.econbiz.de/10011142059
Persistent link: https://www.econbiz.de/10005824821
investment decisions. The theory presented explains why traditional banking predominates in the early stages of economic … architecture and real capital accumulation, taking into account financial-sector special interests. It shows that a more developed … infrastructure promotes financial market growth, reduces the scope of traditional banking, and helps investors make more efficient …
Persistent link: https://www.econbiz.de/10005826055
-important-to-fail problem. It is argued that while the more radical of these proposals such as narrow utility banking do not adequately address …
Persistent link: https://www.econbiz.de/10009369435
earnings at wholesale banks in Japan with a reduction in the franchise value of wholesale banking. In contrast with the … conventional view that relates the franchise value of banking to informational advantages over other lenders, this paper argues … value. The paper also analyzes recent proposals for banking reform and assesses their relevance for dealing with the …
Persistent link: https://www.econbiz.de/10005605229
This paper takes stock of the current state of development of the financial systems in five Central European transition economies (the Czech Republic, Hungary, Poland, the Slovak Republic, and Slovenia) that are also leading EU accession candidates. It presents both a progress report and an...
Persistent link: https://www.econbiz.de/10005248292
financial debates and research. Narrow banking would prevent deposit-issuing banks from lending to the private sector and … restrict nonbank intermediaries from funding investments with demand deposits. Proponents of narrow banking defend it as a step … narrow banking with contemporary banking theories, and evaluates the potential consequences of narrow banking on finance and …
Persistent link: https://www.econbiz.de/10005826230
This paper considers how a comprehensive set of factors relates to financial sector performance in low-income countries (LICs). It finds that corruption and inflation are associated with a shallower and less efficient financial system, while legal origin and characteristics of the supervisory...
Persistent link: https://www.econbiz.de/10005599451
Banks may be unable to refinance short-term liabilities in case of solvency concerns. To manage this risk, banks can accumulate a buffer of liquid assets, or strengthen transparency to communicate solvency. While a liquidity buffer provides complete insurance against small shocks, transparency...
Persistent link: https://www.econbiz.de/10010790317