Showing 1 - 10 of 22
argue that while traditional financing channels, including financial markets and banks, provide significant sources of funds …
Persistent link: https://www.econbiz.de/10014025553
We investigate whether excess control rights of ultimate owners in pyramids affect banks׳ capital ratio adjustments …. When control and cash flow rights are identical, to boost capital ratios banks issue equity without cutting lending …. However, when control rights exceed cash flow rights, instead of issuing equity, banks downsize by reducing lending. Such a …
Persistent link: https://www.econbiz.de/10011208259
framework for banks and regulators to boost economic growth through the channel of banking stability. …
Persistent link: https://www.econbiz.de/10012176206
) was introduced in 2003. The LBR was imposed on Dutch banks only and did not apply to other banks operating elsewhere …-in-differences approach, we find that stricter liquidity requirements did not reduce the lending of Dutch banks relative to other banks not … subject to the provisions of the LBR. However, the LBR did lead Dutch banks to modify the structure of loan portfolios by …
Persistent link: https://www.econbiz.de/10012838837
In this paper, we use U.S. commercial banks' data to investigate whether the effect of unexpected deposit flows on loan … production depends on banks' exposure to off-balance sheet funding liquidity risk. We find that lending is sensitive to deposit … shocks at small banks but not at large ones. Furthermore, for small banks, the increase in lending explained by unexpected …
Persistent link: https://www.econbiz.de/10012838854
banks. Using a sample of 416 banks (58 Islamic and 358 conventional) in 12 countries, the findings indicate that an increase … in economic uncertainty significantly decreases the credit growth of conventional banks but does not have any significant … impact on Islamic banks' credit growth. Our results are robust to alternative specifications and addressing endogeneity …
Persistent link: https://www.econbiz.de/10012841646
This paper investigates the relationship between financial development and income inequality by using a broad range of loan categories as proxies for financial development. Our unique data set allows us to identify loans to micro, small and medium-sized enterprises (MSMEs). It also allows us to...
Persistent link: https://www.econbiz.de/10013009470
of bank loan loss provisions. Based on a sample of Asian banks, our empirical results highlight that higher non … better information sharing through public credit registries managed by central banks, but not private credit bureaus managed … the procyclical effect of non-discretionary provisions. However, these findings only hold for small banks. This suggests …
Persistent link: https://www.econbiz.de/10013036609
We examine the international transmission of liquidity and capital shocks from multinational bank-holding companies to their subsidiaries. Our findings are consistent with the studies that document the negative impact of parent bank fragility on subsidiaries' lending. We further find that...
Persistent link: https://www.econbiz.de/10013038455
From a sample of Islamic banks around the world from 1997 to 2012, this paper examines whether loan loss provisioning … in Islamic banks is procyclical. Our empirical findings highlight that loan loss provisioning in Islamic banks remains … procyclical, although the ‘expected' loan loss model (E-LLM) has been implemented for Islamic banks in several countries. A closer …
Persistent link: https://www.econbiz.de/10012991753