Globally, the regulation of P2P lending has evolved significantly in recent years, with mostly beneficial effects on … engaged in fraudulent behavior and Ponzi-like schemes. On the other hand, stringent regulation in the United States has …-made and flexible regulation …

still dominated by the regions in Java, but FinTech is generally able to grow in areas with less developed local economies …

control over their data, affects fintech lending. To develop hypotheses we build a parsimonious screening model. Consumers … apply for loans with banks and a fintech that has a superior but data-intensive screening technology. However, consumers … dislike sharing their data, and in particular with the fintech. We empirically show that the introduction of the CCPA, by …

Globally, the regulation of P2P lending has evolved significantly in recent years, with mostly beneficial effects on …, P2P platforms have engaged in fraudulent behavior and Ponzi-like schemes. On the other hand, stringent regulation in the … tailor-made and flexible regulation. …

developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …