ages. Using data from both the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), we … work longer. When we explore the reasons for delayed retirement among older women, factors include education, more marital … with retirement planning include having more education and greater financial literacy. Those who report excessive amounts …

ages. Using data from both the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), we …. When we explore the reasons for delayed retirement among older women, factors include education, more marital disruption … retirement planning include having more education and greater financial literacy. Those who report excessive amounts of debt and …

ages. Using data from both the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), we …. When we explore the reasons for delayed retirement among older women, factors include education, more marital disruption … retirement planning include having more education and greater financial literacy. Those who report excessive amounts of debt and …

pensions, and Social Security profiles available at alternative retirement ages. Then we examine four specific changes in the … structure of Social Security benefits: raising the normal retirement age, delaying the cost-of-living adjustment, lowering early … retirement benefits, and increasing late retirement payments. Behavioral parameters are estimated using an ordered logit model of …

We analyze older individuals' debt and financial vulnerability using data from the Health and Retirement Study (HRS …

We analyze older individuals' debt and financial vulnerability using data from the Health and Retirement Study (HRS …