Purpose - to analyse the main borrowing alternatives available to Lithuanian households and the credit market as a … households still remain bank credits. Besides, borrowing from P2P market is becoming more and more popular. Although the … the P2P segment growth of the consumer credit market and comparison with its banking segment is based on the analysis of 4 …

We explore the sources of household balance sheet adjustment following the collapse of the housing market in 2006 … in consumption after 2008. First, households may have optimally adjusted to lower wealth by reducing their demand for … to homeowners in the same markets, reduced their levels of nonmortgage debt and credit card debt more in counties where …

impact on the consumer credit market with a focus on related sustainability issues. Legislative discrepancies between the P2P … and banking segments are analysed and their role in predetermining the different development trends within the segments is … discrepancies within business regulation. The obtained results could fill in the scientific literature gaps by providing …