Search Results - subject_exact:"Credit union"

The slings and arrows of outrageous fortune : exploring resilience in the third sector

Hyndman, Noel; Lapsley, Irvine; Liguori, Mariannuziata - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015156872

Monetary policy and the resilience of the German banking system : from Deutsche Bundesbank to ECB

Sepp, Tim Florian; Israel, Karl-Friedrich; Treitz, Benjamin - 2024

The resilience of the German banking system is studied on the semiaggregated level from 1968 to 2022. We distinguish between Large Banks, Regional Banks, Landesbanken, Sparkassen and Credit Unions and study their z-scores as a measure of resilience in response to the monetary policy stances of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014471868

Sustainability of credit union : a systematic review of measurement and determinants

Anakpo, Godfred; Mishi, Syden; Tshabalala, Nomonde; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015049509

Governance, organizational objectives, and institutional constraints in cooperative development : a structural equation model of cuban production, service, and credit cooperatives

Guilarte-Barinaga, Elizabeth; Sánchez-Rodríguez, Alexander - 2026

Cooperatives are key organizational forms for economic and social development; however, the factors shaping their development are often examined in a fragmented manner. This study identifies the main dimensions of cooperative development and tests their interrelationships using structural...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654659

Mergers : a study of Irish credit unions

McKillop, Donal G.; Sobiech, Anna; Wilson, John O. S.; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015568322

Mission drift or strategic expansion? : non-core lending, risk, and capital in US credit unions

Hu, Changjie; Chen, Zhu; Cao, Ting - 2026

This study investigates credit unions' expansion into non-core lending and its association with risk and financial resilience. Using US credit union call report data from 1994 to 2024, we measure the share of purchased loans, lease receivables, and loans held for sale in non-core lending. We...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015614308

Cooperative credit banks and economic fluctuations : the Italian case

Caporale, Guglielmo Maria; Alessi, Matteo - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015637265

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Cooperative credit banks and economic fluctuations : the Italian case

Caporale, Guglielmo Maria; Alessi, Matteo - 2024

Book / Working Paper

Words matter : measuring the co-operative identity crisis

Pigeon, Marc-André; Rixon, Daphne - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015668861

How do credit unions adjust their capital ratios? : evidence from Brazil

Zancan, Flávia; Moraes, Marcelo Botelho da Costa - 2026

The purpose of this paper is to analyze the speed at which credit unions adjust their capital ratios.The systemic Generalized Method of Moments (GMM-Sys) was applied to 704 Brazilian individual credit unions from 2014 to 2022, with a total of 5,864 observations.The results indicate that the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015644821

Damping systemic risk : the role of cooperative banks

Pacelli, Vincenzo; Pampurini, Francesca; Quaranta, Anna … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015101855

Cooperative banks, innovative entrepreneurship, and trust : insights from Italian history

Cosci, Stefania; Mirra, Loredana; Terzo, Giuseppe - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015467624

Local banking and prosperity : some empirical evidence for Italy

Caporale, Guglielmo Maria; Alessi, Matteo - 2025

The aim of this paper is to investigate the relationship between local banking and prosperity at the municipal level in Italy from 2011 to 2021. The latter variable is measured using an index proposed by Sen (1976). The analysis is based on panel regressions including a measure of local banking...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015409535

Actual and historical experiences of successful joint-liability lending

Santagata, Marta - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015432066

Cooperative banks and crime : a provincial-level analysis

Cafiso, Gianluca; Martorana, Marco - 2025

We investigate the extent to which crime, and the inability to effectively suppress it, affect the performance of local banks in terms of credit extension, asset quality, and profitability. The analysis focuses on cooperative banks in Italy, typically small institutions with strong ties to their...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015434406

The performance of merging cooperative banks in Germany

Dreusch, Dennis; Reichling, Peter - 2025

Motivated by the recent increase in bank mergers, this paper examines the performance of German cooperative banks that merged between 2014 and 2019. We are particularly interested in whether elevated merger rates are due to bank inefficiencies or to challenging policy measures such as...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015460239

Exploring the success of regional bank mergers : financial versus non-financial performance

Brunner-Kirchmair, Thomas M.; Burgstaller, Johann - 2025

This study examines effects of mergers between Austrian banks from 2005 to 2018. Using matching techniques, we assess consequences for bank profitability and financial efficiency, as well as the impact on loan growth and a measure of social efficiency. Significant effects are observed in naive...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015460244

Liquidity and leverage on the financial performance of savings and credit cooperatives in the emerging Thailand market

Sasipa Pojanavatee; Kingshott, Russel - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015425600

The opinions of cooperative bank customers on the reasons for financial exclusion and difficulties in accessing financial services and products : research report

Szewczyk-Jarocka, Mariola - 2025

Research background: Financial exclusion is a very important phenomenon due to its socio-economic nature. It is linked to social exclusion and means limited access to financial services and products provided, among others, by cooperative banks. In the paper, the author presents the reasons for...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015492708

Economic proximity and cooperative banks strategies

Banfi, Alberto; Ficcadenti, Valerio; Pampurini, Francesca; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015554972

Assessing the impact of non-performing assets on financial performance : evidence from urban cooperative banks in Assam

Bayan, Parnakshi; Barman, Kandarpa Kumar - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625317

Harnessing the mutual sector's potential for growth : removing barriers to secure economic, societal and environmental benefits

Wyjadlowska, Julia; Chitrao, Arushi; Bamiro, Tinuke; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015414058

Coopetition in financial cooperative meta-organizations

Seran, Thuy; Gurău, Călin; Buendia-Martinez, Inmaculada - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015404211

Cooperative versus commercial banks in Greece : a comparative analysis of credit policy

Ioannis, Lolis - 2025

This study compares the credit policies of Greek cooperative and commercial banks using firm-level balance-sheet data for more than 20,000 companies drawn from the ICAP database over the period 2014-2016. We examine how lending differs by sector, firm size, and financial robustness. Descriptive...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654920

Monetary policy and the resilience of the German banking system: From Deutsche Bundesbank to ECB

Sepp, Tim Florian; Israel, Karl-Friedrich; Treitz, Benjamin - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014476280

Unravelling the tapestry of urban cooperative bank failures : an interpretive structural modelling approach

Yadav, Nisha; Tanwar, Sunita - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014633069

Credit matters : the role of institutional support in the development of the cooperative model : a case study

Podda, Antonello - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014633074

Interpreting an escape from an eviction trap as a social account : a Gramscian reading of a credit union's policies in support of social housing tenants

Lee, Bill; Carlisle, Liam - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015065390

Injecting climate finance into SME lending in Germany : opportunities for and limitations of regional savings and cooperative banks

Flögel, Franz; Schepelmann, Philipp; Zademach, Hans-Martin - 2024

Although small and medium-sized enterprises (SMEs) contribute considerably to Germany's carbon emissions, regional savings and cooperative banks - SMEs' most important financiers - hardly consider this aspect in lending to these businesses. However, given Germany's commitment to climate...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015073724

The development of the cooperative banking sector in selected Central and Eastern European countries

Nowacka, Anna - 2024

The study assesses the development of the cooperative banking sector in selected Central and Eastern European (CEE) countries against the average statistics of the segment in those countries. It also compares it to the largest European cooperative banking group in Germany. The article presents...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014529568

Corporate governance and compliance with IFRSs : the case of Tanzanian Savings and Credit Cooperatives

Mwakapala, David A.; Mbogela, Cosmas S.; Ngomuo, Sarah - 2024

This study examined the influence of corporate governance characteristics: size, women on board, financial skills of members, frequency of meetings and financial skills of the supervisory committee on compliance with International Financial Reporting Standards (IFRSs). The study was premised on...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014535265

Interest rate risk at US credit unions

Rosenberger, Grant E.; Zimmerman, Peter - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014515975

Cooperative resilience : toward a heuristic model of collective action in a crisis

Mangan, Anita; Ward, Anne Marie - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015156880

The double bottom line of savings banks and credit cooperatives : insights into lived practice

Burgstaller, Johann; Dietl, Katharina; Stötzer, Sandra - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015123290

Does an increase of board compensation boost the corporate philanthropy : an empirical study

Idasz-Balina, Marta; Balina, Rafał; Achsani, Noer Azam - 2024

Our study examines the relationship between the management board compensation and corporate philanthropy in financial institutions. By analyzing a sample of 240 cooperative banks over six years, the research investigates the impact of management board compensation on the level and extent of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015209169

Merger reasons and their impact : evidence from the credit union industry

Kozlowski, Steven E.; Hassan, M. Kabir; Pérez-Amuedo, … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015332607

Strengthening Cooperative Financial Institutions

2024

With their large, often unparalleled, retail outreach to otherwise underserved areas and populations, Cooperative Financial Institutions (CFIs) have significant potential to deepen financial inclusion in rural and marginal urban areas. Greater financial access (savings, credits, payments, among...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015179264

Caught between outreach and sustainability : the rise and decline of Dutch credit unions

Vicq, Amaury de - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015196354

Insights into the nature and dynamics of business power : the case of Credit Unions in 1960s Argentina

Spognardi, Andrés - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015196394

Deposit insurance and credit union earnings opacity

Rempoutsika, Lemonia M.; Chronopoulos, Dimitris K.; … - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015436131

Profit-generating entities or cash-management vehicles? : unpacking the financial performance of savings groups worldwide

Bossuyt, Emma; D'Espallier, Bert; Mersland, Roy - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015481201

The impact of budgetary process on financial performance in the Ghanaian credit union sector

Suleman, Yussif; Gujral, Tripti - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015329504

The Dynamics of Retail Deposit Balances

Argyle, Bronson; Iverson, Benjamin; Kotter, Jason D.; … - 2026

We investigate the dynamics of household deposits using account-level data from 12 million accounts across 154 U.S. credit unions. Significant skewness in the retail deposit distribution-with 10% of depositors controlling 70% of total deposits-means large-balance accounts drive aggregate retail...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015593817

Measuring credit union efficiency with undesirable outputs : evidence from India

Nilakantan, Rahul; Iyengar, Deepak; Kale, Rahul; Zhang, … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625380

Debt and financial inclusion in Kenya : digital lending and co-operative societies

Magale, Eric - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015634379

Can cooperating with technology companies increase the agricultural loans supply of commercial banks?

Chen, Xiaojie; He, Guangwen; Turvey, Calum Greig - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015637180

Serving the underserved : the impact of the low-income designation on credit union performance

Gabor, Michelle Theresa; Premti, Arjan; Jafarinejad, … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015575542

Sustainability Reporting in Cooperative Credit Banks : A Critical Assessment of ESRS and Sector-Specific Needs

Ferraro, Olga; Veltri, Stefania - 2026

Introduction -- The mandatory disclosure of sustainability information -- The sustainability standards -- Sustainability reporting standards for the Italian cooperative banking system -- The Italian cooperative banking system -- Are secondary-level sector-specific sustainability standards...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015650384

Credit card lending and the performance of U.S. credit unions

Boehme, Rodney D.; Craft, Timothy M.; LeCompte, Richard … - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618341

The US farm credit system and agricultural development : evidence from an early expansion, 1920-1940

Hutchins, Jared - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013478788

Leverage, Scale of Operations and Financial Performance of Primary (Urban) Cooperative Banks in India

Srivastava, Dr Ashish - 2023

Primary (Urban) Cooperative Banks (UCBs) in India operate under the provisions of the Banking Regulation Act of 1949 – As Applicable to Cooperative Societies (AACS). Considering the large heterogeneity in asset sizes of UCBs and the absence of any regulatory cap on their leverages, the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014257762