Search Results - subject_exact:"Financial inclusion"

Understanding consumer demand for "Buy Now, Pay Later"

Aidala, Felix; Koşar, Gizem; Mangrum, Daniel; Klaauw, … - 2026 - Revised February 2026

We estimate consumer preferences for "Buy Now, Pay Later" (BNPL) using a large-scale probabilistic stated choice survey experiment. Average willingness to pay (WTP) for the standard BNPL bundle is negative, but younger, lower-income, and less credit-worthy consumers exhibit higher demand. The...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015462921

Learning by doing: how a real access to credit products influence people's financial knowledge in Colombia

Morales-Neira, Camilo; Camacho-Murillo, Andrés - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611706

Regional effects on the interaction between financial inclusion and monetary policy : a high frequency approach for China

Aktar, Mahbuba; El-Shagi, Makram; Gerth, Florian - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015613465

Open banking and financial inclusion in South Africa

Nanziri, Lwanga Elizabeth; Gbahabo, Paul Terna; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015615246

A review of gender-inclusive green microfinance business models in Tunisia : a Business Model Canvas perspective

Mansour, Nadia - 2026

This paper presents a systematic review of Tunisian stakeholders' perceptions of integrating gender into green microfinance business models, analyzed through the lens of the Business Model Canvas (BMC). This systematic review of 32 studies indicates a dual perception of women as both vulnerable...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591430

Digital financial platform engagement and financial inclusion in the Philippines : insights on AI deployment and policy implications

Pesa, Nikka C.; Agner, Mary Grace R.; Lacaza, Rutcher M. - 2026

This paper examines how digital financial platform engagement influences financial inclusion in the Philippines and explores how financial institutions are deploying artificial intelligence (AI) in enhancing these platforms. It combines nationally representative data from the World Bank Global...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015604439

The impact of financial inclusion on CO₂ emissions : the mediating role of renewable energy and the moderating role of institutional quality

Thi Thanh Huong Tran; Nguyen Bich Ngoc; Nguyen, Thao … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015620729

Digital pathways to stability : a cross-country analysis of the fintech-inclusion-stability nexus across selected countries

Saidi, Hichem - 2026

This paper examines the impact of fintech adoption and financial inclusion on financial stability in selected countries. Using panel data from 30 countries spanning 2011-2024, the study employs an empirical strategy based on Two-Way Fixed Effects, a dynamic two-step System GMM estimator, and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625821

CBDCs and liquidity risks : evidence from the SandDollar's impact on deposits and loans in the Bahamas

Giraldo-Gordillo, Francisco Elieser; Bustillo Mesanza, … - 2026

This study evaluates the early impact of Central Bank Digital Currencies (CBDCs) on key financial indicators in The Bahamas, focusing on the introduction of the SandDollar-the world's first fully implemented retail CBDC. Using the Synthetic Control Method (SCM), the analysis constructs...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628744

Financial inclusion for inclusive growth

Ben Cheikh, Nidhaleddine; Rault, Christophe - 2026

Using a sample of 67 countries, this article examines how financial inclusion, among other factors, shapes the transition to inclusive and sustainable growth. First, we analyze the heterogeneous and asymmetric relationship between inclusiveness and its main determinants using recent panel...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015635093

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Financial inclusion for inclusive growth

Ben Cheikh, Nidhaleddine; Rault, Christophe - 2026

Book / Working Paper

Financial inclusion for inclusive growth

Ben Cheikh, Nidhaleddine; Rault, Christophe - 2025

Book / Working Paper

Understanding FinTech adoption drivers for digital financial sustainability in urban and rural MSMEs

Budi Setiawan; Rani, Sasiska; Emilda, Emilda; Arifin, … - 2026

This study investigates the determinants of FinTech adoption and its role in supporting financial inclusion among micro, small, and medium enterprises (MSMEs) in South Sumatra, Indonesia. The analysis applies an extended Unified Theory of Acceptance and Use of Technology (UTAUT) framework that...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015639162

A cointegrating linkage of financial inclusion, institutional quality and economic growth in sub-Saharan African countries

Golpet, Morgak Kassem; Makoni, Patricia Lindelwa; … - 2026

This study investigates the cointegrating relationships among financial inclusion, institutional quality, and economic growth in 20 Sub-Saharan African nations from 2008 to 2024. Employing the Pooled Mean Group (PMG) estimator in an Autoregressive Distributed Lag (ARDL) panel, the analysis...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015644243

Dynamics of financial decisions for 21st-century economic environments : the link between business performance, inclusion, and financial literacy of entrepreneurs in Latin America

Chuquimia-Rivero, Wladimir; García-Salirrosas, … - 2026

Entrepreneurs represent a key piece in the generation of jobs and contribution to the economy through the performance of their businesses. Taking into account that literacy and financial inclusion constitute a business facilitator for the development of businesses, this study was based on...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015652370

Financial well-being and inclusion of justice involved populations : evidence from the SHED

Dasgupta, Kabir; Fernandez, Jennifer; Lloro, Alicia - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015653173

Financial education and micro-business performance : mediating role of financial inclusion in the digital age of micro-business in the capital of Peru

Lozano-Taricuarima, Jorge; García-Salirrosas, … - 2026

Economic challenges are a latent reality in emerging economies such as Peru, and the growth capacity of entrepreneurs depends largely on certain factors, such as education and financial inclusion. To delve deeper into these factors, this study aims to analyze the association between...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015653768

Empowering urban women street vendors through the impact of digital payments : an empirical investigation in the megacity of Delhi

Mallick, Gayatri; Singla, Sonia; Mallick, Suraj Kumar; … - 2026

This article investigates whether increasing economic status through adopting digital payment capabilities in Delhi fosters economic and financial inclusion among urban women street vendors in Mahila Haat. Digital freedom is a new step forward in technology for everyone. Still, a woman not only...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015633318

Fintech innovations and the transformation of rural financial ecosystems in india

Farukh, Mohd Umar; Taqi, Mohammad; Vemavarapu, Koteswara Rao - 2026

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India's unbanked are being introduced to banking by fintech companies. Despite the country's strong banking system, many...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015633510

Household financial fragility in Albania : empirical evidence from the 2019 household wealth survey

Dushku, Elona - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015668576

Consumer trust and adoption of digital payment systems in emerging markets

Emini, Adelina; Budić, Hrvoje; Volarević, Hrvoje - 2026

Digital payment systems have already become the key to transforming financial services in emerging markets, but their usage remains highly dependent on user trust, perceptions of usefulness and convenience, and the availability of favourable conditions. Objectives: This research sought to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667915

Does financial engagement really reduce financial anxiety in old age? : evidence from a developing country

Khan, Mostafa Saidur Rahim - 2026

Understanding financial anxiety among older adults is increasingly important in developing countries, where formal retirement systems are often limited or absent. While financial engagement is promoted as a path to security, its psychological effects are underexplored. This study examines the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015666346

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Does financial engagement really reduce financial anxiety in old age? Evidence from a developing country

Khan, Mostafa Saidur Rahim - 2026

Article

A bibliometric analysis of digital financial literacy and its role in reducing online financial fraud in the European Union

Maina, Carol Wangari; Bashokoh, Mahdi Imani; … - 2026

The rapid digitalization of financial services in the European Union (EU) has not only enhanced convenience and inclusion but also increased exposure to sophisticated online financial fraud. Digital financial literacy (DFL) is widely promoted as a key tool for empowering consumers and reducing...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591423

Financial sector development and energy poverty : evidence from eleven Southeast Asian economies

Duy Hung Bui; Do, Thu Minh - 2026

This study investigates whether financial sector development, and, critically, which dimension of it, is associated with the dual energy transition across eleven Southeast Asian economies over 2004-2020. The empirical strategy combines Pooled OLS with Driscoll-Kraay standard errors, two-way...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015676313

Effect of financial regulation on financial inclusion in the SADC region

Genukile, Lwazi; Jeke, Leward - 2026

Financial regulation has the potential and power to instil trust and stability in the financial system, but its impact on financial inclusion is still debatable. Hence, the objective of this study is to examine the effects of financial regulation on financial inclusion in fourteen SADC...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015676644

Banking on equality : closing the gender divide in Latin America's financial systems

Abdulmumin, Biliqees Ayoola - 2025

Financial inclusion has emerged as a pivotal strategy for promoting inclusive economic growth, reducing poverty, and fostering social equity everywhere in the world. However, significant gender disparities persist in Latin America, where millions of women remain excluded from formal financial...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015616714

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Banking on equality: Closing the gender divide in Latin America's financial systems

Abdulmumin, Biliqees Ayoola - 2025

Article

Decoding sustainable finance : a multi-criteria approach to financial inclusion barriers in high-income economies

Capó Vicedo, Jordi; Tomás-Miquel, José-Vicente - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618174

Financial inclusion in Zimbabwe : lessons from the commercial banking sector

Kawara, Auxilia; Muchara, Binganidzo; Van der Poll, … - 2025

Financial institutions, researchers, and policymakers are taking steps to promote financial inclusion, a crucial aspect for social and economic development. This study explores the extent of financial inclusion (FI) in Zimbabwe's commercial banks. This study employed a mixed-methods approach. A...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015584362

Exploring patterns of economic security and sustainability across demographic groups

Pahomii, Irina - 2025

This study analyses income dynamics and economic vulnerability in the Republic of Moldova between 2019 and 2023, using data on income and expenditures from the Household Budget Survey conducted by the National Bureau of Statistics. The findings reveal significant socio-demographic disparities,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015374907

Unveiling financial inclusion dynamics : fintech's resonance in Association of Southeast Asian Nations (ASEAN)

Dao Ha; Nguyen, Mai; Nguyen, Kim; Sensoy, Ahmet - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015375258

How does banking concentration affect financial inclusion in the Southern African region?

Simatele, Munacinga; Bolarinwa, Segun Thompson - 2025

Financial inclusion is an important enabler of economic development and aligns with several United Nations Sustainable Development Goals. In most sub-Saharan African countries, financial inclusion efforts take place in the presence of concentrated and bank-dominated systems. This study...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015210367

Personalized reminders : evidence from a field experiment with voluntary retirement savings in Colombia

Gars, Jared; Prada, Laura; Tripodi, Egon; Borda, Santiago - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015585458

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Personalized reminders : evidence from a field experiment with voluntary retirement savings in Colombia

Gars, Jared; Prada, Laura; Tripodi, Egon; Borda, Santiago - 2025

Book / Working Paper

Personalized reminders: evidence from a field experiment with voluntary retirement savings in Colombia

Gars, Jared; Prada, Laura; Tripodi, Egon; Borda, Santiago - 2025

Book / Working Paper

Personalized reminders : evidence from a field experiment with voluntary retirement savings in Colombia

Gars, Jared; Prada, Laura; Borda, Santiago; Tripodi, Egon - 2025

Book / Working Paper

Financial inclusion, gender gaps and agricultural productivity in Mali

Fowowe, Babajide - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334768

A gendered analysis of the effect of financial inclusion on household welfare in Burundi

Atta-Aidoo, Jonathan; Matthew, Ester Cosmas; Saleh, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334769

Impact of financial inclusion on household welfare in Liberia : a gendered perspective

Mulbah, Francis F. B.; Olumeh, Dennis Etemesi; Mantey, Vida - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334775

The classical and neoclassical perspectives : a theoretical framework for studying the advent and growth of mobile money : the Tanzanian experience

Mhella, Deogratius J. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334781

Factors influencing FinTech adoption among bank customers in Palestine : an extended technology acceptance model approach

Hurani, Jamal; Abdel-Haq, Mohammed Kayed - 2025

This study examines FinTech adoption in the Palestinian banking sector, highlighting its role in driving innovation, improving customer satisfaction, and ensuring competitiveness. Using an extended Technology Acceptance Model (TAM) and SmartPLS 4.0 software for structural equation modeling, the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015338391

Gender gaps, financial inclusion and social integration in Kakuma Refugee Camp, Kenya

Okello, Afrika Onguko - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015469821

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Gender gaps, financial inclusion and social integration in Kakuma Refugee Camp, Kenya

Okello, Afrika Onguko - 2025

Article

Payment literacy pays off : higher trust and financial inclusion

Cruijsen, Carin van der; Haan, Jakob de - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015338898

Who remains unbanked in the United States and why?

Calem, Paul Seth; Henderson, Christopher; Wang, Jenna - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015357250

Financialisation of everyday life in the Global South : a study about lowincome Brazilian workers

Balliester Reis, Thereza - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015359888

Fast payments and financial inclusion in Latin America and the Caribbean

Aurazo, José; Franco, Cecilia; Frost, Jon; McIntosh, Jamere - 2025

Most countries in Latin America and the Caribbean are implementing fast payment systems (FPS), often with the goal of enhancing access to and use of affordable financial services. FPS offer immediate transfer of funds on a 24x7 basis between end users. This paper assesses how FPS can promote...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015327794

Inspecting the impact of financial inclusion on emissions in India : the banking channel

Ray, Saon; Thakur, Vasundhara - 2025

The urgent need to address climate change has placed environmental degradation and sustainable development at the centre of policy discussions. This highlights the importance of examining how the financial system directs funds toward green investments or emission-intensive industries. Expanding...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015329696

Reassessing the load capacity curve hypothesis in ASEAN-5 : exploring energy intensity, trade, and financial inclusion with advanced econometric techniques

Kurniawati, Tri; Rahmizal, Maizul; Ridwan, Mohammad; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015416407

Financial inclusion on the nexus between environmental quality and energy consumption in low-income Sub-Saharan Africa

Olaoye, Olugbenga O.; Bowale, Ebenezer; Ewetan, Olabanji O. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015417367

Back to bank : digital currency, deposits’ substitution and credit

Apaa Okello, Jimmy; Musoke, Samuel Namwanya; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015417865

Does it matter? : experimental evidence on the (signaling) effect of gender-specific accelerator programs on access to angel capital

Lange, Elfi M.; Schulze, Isabel; Sopp, Karina - 2025

Despite the acknowledged importance of capital for start-up success, gender disparities persist when trying to raise funds from external sources, including angel investors, venture capitalists, and financial institutions. Many studies have shown that gender stereotypes are harmful and prevent...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015472527

Does financial literacy enhance banking transactions among rural people with access to bank accounts? : insights from a field experiment in Ghana

Osei, Yaa Afi; Barnard, Helena; Derban, William; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015447000

Gendered dimensions of poverty in Indonesia : a study of financial inclusion and the influence of female-headed households

Ekaputri, Retno Agustina; Sukiyono, Ketut; Yefriza, Yefriza - 2025

This study examines the feminization of poverty in Indonesia, focusing on the distinct vulnerabilities faced by female-headed households. Utilizing data from the 2023 National Socio-Economic Survey (SUSENAS) involving 291,231 households, this study applies a logistic regression model to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015447847

The role of financial institutions in bridging the financing gap for women entrepreneurs in Sub-Saharan Africa

Irene, Bridget; Ndlovu, Elona Nobukhosi; Felix-Faure, … - 2025

Small and Medium Enterprises (SMEs) are vital to economic growth, innovation, and job creation across Sub-Saharan Africa (SSA). Women entrepreneurs are key contributors to this sector, yet they face persistent barriers to accessing finance, which constrain their business growth and broader...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015448521

Pathways to business financing in South Africa : exploring microloans, venture capital, and gender-responsive grants

Kanayo, Ogujiuba; Makhubupetsi, Kholofelo; Maponya, Lethabo - 2025

Business financing involves supplying funds or capital to initiate, expand, or maintain a business. This study investigates entrepreneurial funding in South Africa, emphasizing microloans, venture capital, and gender-sensitive grants as tools to facilitate inclusive business growth. Using a...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015448525

Empowering women digitally : a randomised controlled trial on digital financial literacy and women's economic empowerment in rural Pakistan

Andlib, Zubaria - 2025

This study examines the effectiveness of a digital financial literacy intervention aimed at improving financial knowledge, confidence, and behaviour among rural women in Pakistan. Using a randomized controlled trial conducted in two selected villages in the Rawalpindi district, women were...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015449230

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Empowering Women Digitally: A Randomised Controlled Trial on Digital Financial Literacy and Women's Economic Empowerment in Rural Pakistan

Andlib, Zubaria - 2025

Book / Working Paper