Search Results - subject_exact:"Financial technology"

Empirical evidence on the roles of financial technology products on the shadow economy : a comparative analysis between advanced, emerging and developing countries

Yildiz, Münevvere; İlarslan, Kenan - 2026

The shadow economy, which can be defined as undeclared economic activities carried out in secret from public authorities,, and that cause negativities such as tax losses outside of official economic activities, has become a part of the economic activities of both developed and devel-oping...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015620966

Sustainability practices and capital costs : evidence from banks and financial technology firms in global markets

Vaitiekuniene, Raminta; Sapkauskiene, Alfreda - 2026

This paper examines the impact of environmental, social, and governance (ESG) disclosure on the cost of capital for banks as well as financial technology companies in Europe, America, and Asia from 2010 to 2024. The study investigates how sustainability affects financing conditions in the two...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591433

The effects of technology and liquidity on bank capital structure

Mabandla, Ndonwabile Zimasa - 2026

This research enhances the literature on bank capital structure by combining financial intermediation theory with technological innovation to analyse the impact of FinTech adoption and liquidity management on leverage choices in South African banks. Utilising panel data spanning 2015 to 2024 and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015652196

Cryptocurrency market spillover in times of uncertainty

Chen, Wei Peng; Wu, Chih-Chiang; Aimable, Withz - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015371780

Financial technology and the 1990s housing boom

Johnson, Stephanie; Tzur-Ilan, Nitzan - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015207188

Determinants of FinTech equity funding flows : evidence from a global perspective

Golder, Uttam; Barua, Suborna; Abedin, Mohammad Zoynul; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015482704

Technological infrastructure and connectivity on startup sustainability: A study of selected fintech industries

Olota, Oluwayomi Omotayo - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015439574

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Technological infrastructure and connectivity on startup sustainability : a study of selected fintech industries

Olota, Oluwayomi Omotayo - 2025

Article

Tech-enabled financial data access, retail investors, and gambling-like behavior in the stock market

Havakhor, Taha; Rahman, Mohammad Saifur; Zhang, Tianjian; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015411191

From cryptocurrencies to collaborative risk management : a review of decentralized AI approaches

Gürpinar, Tan; Gulum, Mehmet Akif; Martinelli, Melanie - 2025

Enterprises today face increasing threats from cyberattacks, supply chain disruptions, and systemic market risks, making the enhancement of organizational resilience through advanced risk management frameworks increasingly critical. Traditional approaches often struggle to balance data privacy,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628148

Linking financial technology, innovation, and green finance to drive sustainable performance of SMEs of Pakistan

Rashid, Sana; Ejaz, Sarmad; Alwadi, Belal Mahmoud; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015632912

Artificial intelligence and systemic risk

Cecchetti, Stephen G.; Lumsdaine, Robin L.; Peltonen, Tuomo - 2025

In this report, we discuss the implications of the rapid development and widespread adoption of artificial intelligence (AI) for financial stability. Sizeable corporate investments have made advanced AI capabilities like large language models (LLMs) such as ChatGPT, Claude and Gemini widely...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015604974

Exploring entrepreneurial capabilities and firm innovativeness to leverage financial technology start-up business performance

Sardiana, Anna; Sudaporn Sawmong - 2025

Objective: This article examines the role of entrepreneurial capabilities and firm innovativeness in driving the business performance of financial technology (fintech) start-ups. By cultivating entrepreneurial orientation, innovation capacity, and knowledge creation, firms can enhance their...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015606022

Exploring the effect of financial technology on the sustainability of small and medium enterprises in Mogadishu, Somalia

Elmi, Mohamed Abdi; Abdulkadir, Faadumo Osman; Mohamud, … - 2025

This study aims to explore the effect of financial technology (FinTech) on the sustainability of SMEs in Mogadishu, Somalia. It studies the impact of FinTech on the financial inclusion and literacy of SMEs and their mediating roles in the relationship between FinTech and SME sustainability. The...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015608009

Enhancing MSME performance : the role of FinTech literacy, financial literacy and competitive pressure

Ulupui, I Gusti Ketut Agung; Zairin, Gentiga Muhammad; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015609146

Financial technology (Fintech) and sustainable financing : special Issue reprint

2025 - 3rd edition

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015609784

Credit risk premium dynamics of P2P lending : do small business owners pay more?

He, Wei; Wang, Qian - 2025

We attempt to assess and explain the credit risk premium of peer-to-peer (P2P) loans for small business purposes. Our evidence shows that P2P borrowers pay significantly higher interest rates for small business financing purposes than for other purposes, controlling for loan amount and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015554828

Blockchain compliance : a framework for evaluating regulatory approaches

Charoenwong, Ben; Soni, Pratik; Shankar, Varun; Kirby, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015559810

FinTech and financial instability : is this time different?

Ioannou, Stefanos; Wójcik, Dariusz; Urban, Michael - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015195180

Financial technology in a South African banking institution to achieve strategic sustainability

Panday, Lomesh; Nyawo, Jabulani C.; Vilakazi, Mlondi B. F. - 2024

Purpose: The aim of this article was to better understand the alignment of banking business models with disruptive technologies. Design/methodology/approach: An explorative study was used to uncover participants' views of technology adoption in a particular banking institution in South Africa....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015199746

Digital payment, household consumption behavior, and financial literacy

Anusorn Minphimai - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014516926

BigTech credit, small business, and monetary policy transmission : theory and evidence

Huang, Yiping; Li, Xiang; Qiu, Han; Su, Dan; Yu, Changhua - 2024 - This version: 22.04.2024

This paper provides both theoretical and empirical analyses of the differences between BigTech lenders and traditional banks in response to monetary policy changes. Our model integrates Knightian uncertainty into portfolio selection and posits that BigTech lenders possess a diminishing...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014517651

Palm as decentralized identifiers : mitigate scrounging of platform economy

Wang, Hanmo; Wang, Shuqi; Zhang, Dong - 2024

This study investigates a novel challenge within the digital economy: scrounging, which entails the exploitation of false identities to capitalize on benefits offered by digital platforms, such as sales promotions and new user incentives. As a form of fraud, scrounging can substantially affect...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015191238

Evaluating Generative AI in enhancing banking services efficiency

Al-Hchemi, Laith Haleem - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015408474

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Evaluating Generative AI in enhancing banking services efficiency

Al-Hchemi, Laith Haleem - 2024

Article

Digital assets in payments and transaction banking

Milne, Alistair; Lawack, Vivienne - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015406260

Argument by false analogy : the mistaken classification of Bitcoin as token money

Milne, Alistair - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015396737

Novel analysis on the impact of FinTech developments for monetary policy : the case of Türkiye

Kömürcüoğlu, Ömer Faruk; Akyazi, Haydar - 2024

One of the most noteworthy benefits that new technological opportunities bring to economies is Financial technologies (FinTech), which makes it easier for financial services to be cheap, fast, and accessible, especially by creating more digital payment services. This high rate of digitalization...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015357270

Digital green finance, FinTech innovation, and corporate environmental performance : evidence from global firms

Perera, Vidura; Wasantha, Neel; Dissanayake, Tharindu; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015621299

The role of ESG and governance quality in shaping fintech development across MENA : evidence from empirical data

Abdo, Khawla Kassed - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015621301

Blockchain-based FinTech and ESG compliance in energy supply chains : the moderating role of supply chain governance

AlMaaitah, Nebal - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015622797

Riding the wave of fintech, broad money growth and population dynamics : exploring its impact on ASEAN bank stability

Shah, Syed Faisal; Mehmood, Waqas; Mahfuzur Rahman; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625383

Digital pathways to stability : a cross-country analysis of the fintech-inclusion-stability nexus across selected countries

Saidi, Hichem - 2026

This paper examines the impact of fintech adoption and financial inclusion on financial stability in selected countries. Using panel data from 30 countries spanning 2011-2024, the study employs an empirical strategy based on Two-Way Fixed Effects, a dynamic two-step System GMM estimator, and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625821

Tech triumph or literacy lapse? : the intersecting narratives of financial inclusion efficiency, sustainable development goals, and technology

Singh, Saumya; Rajput, Aditi; Gopalkrishnan, Santosh; … - 2026

The goal of inclusive development places financial inclusion at the forefront of sovereign development policies, particularly in economies that are investing in digital technologies. Despite the world's progression towards technology, there is minimal empirical evidence of how efficient these...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626628

Financial technology as a tool to enhance financial consumer protection and reduce defaults on personal loans : to achieve financial inclusion and sustainable development in Jordan

AlBataineh, AbdelKarim - 2026

Financial technology (FT) has been credited for supporting sustainable development and financial inclusion. However, issues such as balancing innovation with consumer protection and the challenges of loan default have emerged as significant concerns in this context. The study aimed to test the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626644

Financial technologies and children : landscape review

Bretón, Melvin; Parodi, Sandro - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626725

FinTech for inclusive growth : a gender perspective

Mzoughi, Hela; Farroukh, Arafet; Metzger, Martina - 2026

This study investigates how financial technology (FinTech) contributes to economic growth, focusing on whether it acts primarily as a mediator or a moderator within the finance-growth nexus. A composite FinTech index is constructed using Principal Component Analysis based on cross-country data...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628393

The impact of mobile money and CBDCs on remittance fees : evidence from Nigeria and sub-Saharan Africa

Giraldo-Gordillo, Francisco Elieser; Bustillo Mesanza, … - 2026

This study investigates the potential effects of Mobile Money (MM) and Central Bank Digital Currencies (CBDCs) on the average transaction costs of remittances to Sub-Saharan Africa (SSA), with a focus on Nigeria. While much of the current literature highlights the theoretical benefits of CBDCs...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628449

Trust as predictor and mechanism in green FinTech adoption : a systematic review and meta-analysis

Balaskas, Stefanos - 2026

Green FinTech involves facilitating sustainable payments, banking, and investment; nevertheless, it is subject to consumer trust and perceptions of 'green' value. The literature on this topic is fragmented, with information systems literature typically considering trust as a broad acceptance...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628472

Comparative analysis of stablecoin architectural features in fragmented regulatory environments

Vlasov, Andrej Vasil'evič; Egorov, Andrej Jur'evič; … - 2026

Amidst the escalating geopolitical fragmentation of the global financial system, divergent stablecoin architectures are emerging. This study employs Qualitative Comparative Analysis (QCA) and introduces a formalized 'Geopolitical Stablecoin' (GPSC) model to conduct a systematic comparison of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628479

From threat to opportunity : digital infrastructure and bank adaptation to cryptocurrency cycles-global evidence

Martens, Wil - 2026

As cryptocurrencies evolve from niche assets to systemic financial components, the banking sector faces a strategic dilemma: displacement or adaptation. Using 27,510 bank-year observations from 2014 to 2023 across thirty-two economies, predominantly within the European banking sector, this study...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628489

Financial inclusion, FinTech, and banking stability in Asia and Pacific economies

Koirala, Niraj - 2026

This paper examines the interplay between financial inclusion and FinTech in shaping banking stability, with a focus on economies in the Asia and Pacific region. Using an unbalanced panel dataset from 21 economies from 2000 to 2021, the paper finds that financial inclusion enhances banking...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628623

Fintech adoption and bank risk, efficiency and stability : evidence from panel data of selected Asian economies

Uddin, Helal; Barai, Munim Kumar - 2026

Asia presently houses some of the top and dynamic economies in the world. These economies have also experienced high fintech adoption in their banking sectors. This paper examines the impact of fintech adoption and integration on the efficiency and stability of banks in 9 Asian countries, using...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628633

Robo-advisor adoption and influences of innovation attributes, trust, and image

Mohamed, Norshidah - 2026

Robo-advisors are evolving fintech solutions that ask potential clients about their investment purpose and time horizon and then offer investment strategies to reach different goals. This study aims to build on prior research and gain insights into the influence of innovation attributes...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628669

Strategic foresight for FinTech governance : a scenario-based MCDA approach for Kuwait

Kayed, Salah; Alhawwatma, Zaid; Morshed, Amer; Khrais, … - 2026

This study investigates how strategic foresight can enhance FinTech governance and policy resilience in emerging economies, using Kuwait as an illustrative case. It aims to identify which foresight interventions should be prioritized across alternative futures to strengthen innovation, security,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628715

CBDCs and liquidity risks : evidence from the SandDollar's impact on deposits and loans in the Bahamas

Giraldo-Gordillo, Francisco Elieser; Bustillo Mesanza, … - 2026

This study evaluates the early impact of Central Bank Digital Currencies (CBDCs) on key financial indicators in The Bahamas, focusing on the introduction of the SandDollar-the world's first fully implemented retail CBDC. Using the Synthetic Control Method (SCM), the analysis constructs...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628744

Fintech innovations and the transformation of rural financial ecosystems in india

Farukh, Mohd Umar; Taqi, Mohammad; Vemavarapu, Koteswara Rao - 2026

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India's unbanked are being introduced to banking by fintech companies. Despite the country's strong banking system, many...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015633510

Innovative credit scoring and sales accounting solutions for SMEs in Kazakhstan

Zakariya, Gulnaz; Akylbekov, Olzhas; Moldagulova, Aiman; … - 2026

This paper examines the combination of traditional banking credit assessment techniques with contemporary internal sales accounting systems in Kazakhstan, aiming to augment the precision and resilience of financial assessments pertaining to SMEs. The proposed model consists of two discrete...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015633512