Search Results - subject_exact:"Homeownership"

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House prices, fertility rates, and homeownership : evidence from the UK

Houillon, Harry; Liu, Natalie Xiaoqi; Bao, Helen X. H. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015562241

The gender dimension of homeownership : evidence from China

Chan, Daphne Wing; Liu, Natalie Xiaoqi; Bao, Helen X. H. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015562243

Homeownership and aerosol air pollution

Simmen, Frank; Süssmuth, Bernd - 2026

We show that particulate matter pollution is lower in advanced economies where political parties favor homeownership. We rationalize this with a simple model featuring a polluting industry and owner-occupiers who push to restrict undesirable land uses. Pollution declines when homeowners have...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015627532

How do house prices affect social mobility

Sturrock, David; Levell, Peter - 2026

We study the impact of the UK house price boom on the intergenerational persistence of homeownership, housing wealth, location and earnings. Using price variation driven by geographic differences in the elasticity of housing supply, we find that increases in local house prices have a negative...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656279

Floods and homeowners' financial resilience : survey-based evidence from the Netherlands

Leeuw, Dorien de; Jansen, David-Jan - 2026 - This version: 26 February 2026

We study homeowners' awareness and financial resilience in the face of flood risk. Using three surveys among Dutch households, we compare owners of at-risk properties to a control sample of owners living outside a potential flood zone. While the former start exhibiting greater awareness of flood...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656747

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Floods and homeowners' financial resilience : survey-based evidence from the Netherlands

Leeuw, Dorien de; Jansen, David-Jan - 2025 - This version: 29 September 2025

Edition: This version: 29 September 2025

Book / Working Paper

Lands of opportunity : differences in the geography of wealth and income mobility in the United States

Binder, Ariel; Risch, Max; Voorheis, John - 2026

We provide new county-level estimates of intergenerational mobility, covering multiple economic concepts: total income, labor income, homeownership, housing wealth, and total wealth. This is possible via small-area estimation techniques and linked survey and administrative data covering millions...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015647404

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Lands of opportunity : differences in the geography of wealth and income mobility in the United States

Binder, Ariel; Risch, Max; Voorheis, John - 2026

Book / Working Paper

Housing capital and intergenerational mobility in the United States

Binder, Ariel J.; Risch, Max; Voorheis, John - 2026

Housing is the largest capital asset for most families. While the intergenerational mobility literature has extensively studied the income distribution, it has devoted less attention to housing, in part due to data limitations. We document 3 features of intergenerational mobility by comparing...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015632412

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Housing Capital and Intergenerational Mobility in the United States

Binder, Ariel J.; Risch, Max; Voorheis, John L. - 2026

Book / Working Paper

Housing capital and intergenerational mobility in the United States

Binder, Ariel; Risch, Max; Voorheis, John - 2025

Book / Working Paper

Housing markets and the heterogeneous effects of monetary policy across the euro area

Pica, Stefano - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015668218

Who is helped by help to buy schemes?

Boileau, Bee; Conwell, Lucas; Levell, Peter - 2026

Demand-side policies which relax borrowing constraints for homebuyers, with the aim of increasing homeownership, are increasingly common. We propose a new approach to evaluating ex-ante how such policies would change individuals' opportunity sets according to their income, location and parental...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015669480

Monetary policy and fertility: housing wealth heterogeneity across U.S. States

Jaimes, Richard - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665303

When illness strikes home : the impact of severe health shocks on homeownership

Bian, Xun; Jiang, Hanchen - 2026

We study the impact of severe health shocks, caused by first-time strokes, heart attacks, and cancer diagnoses, on housing tenure choices in the United States. Using data from the Panel Study of Income Dynamics, we estimate a value-added model that controls for pre-shock housing tenure, health...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665019

Shedding light on survey accuracy : a comparison between SHED and Census Bureau survey results

Dasgupta, Kabir; Shaalan, Fatimah; Zabek, Mike - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015271442

Human capital from childhood exposure to homeownership : evidence from Right-to-Buy

Disney, Richard; Gathergood, John; Machin, Stephen; … - 2025

"Right to Buy" (RTB) was a large-scale UK housing policy whereby incumbent tenants in public housing could buy their properties at heavily subsidised prices. The policy increased the national homeownership rate by over 10 percentage points between 1980 and the late 1990s. A key feature of RTB is...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015190154

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Human capital from childhood exposure to homeownership : evidence from right-to-buy

Disney, Richard; Gathergood, John; Machin, Stephen; … - 2025

Book / Working Paper

Human capital from childhood exposure to homeownership : evidence from Right-to-Buy

Disney, Richard; Gathergood, John; Machin, Stephen; … - 2024

Book / Working Paper

Human capital from childhood exposure to homeownership : evidence from right-to-buy

Disney, Richard; Gathergood, John; Machin, Stephen; … - 2024

Book / Working Paper

Homeownership and attention to inflation : evidence from information treatments

Piccolo, Jessica; Gorodnichenko, Yuriy - 2025

This paper examines how homeownership status shapes attention to inflation and its impact on durable consumption. Using randomized controlled trials on U.S. households (2021-2023), we document systematic heterogeneity in responses to inflation-related information. Homeowners exhibit greater...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015329563

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Homeownership and attention to inflation : evidence from information treatments

Piccolo, Jessica; Gorodnichenko, Yuriy - 2025

Book / Working Paper

Homeownership and Attention to Inflation : Evidence from Information Treatments

Piccolo, Jessica; Gorodnichenko, Yuriy - 2025

Book / Working Paper

Homeownership and attention to inflation : evidence from information treatments

Piccolo, Jessica; Gorodnichenko, Yuriy - 2025

Book / Working Paper

Wealth transfers and homeownership in Malta

Antonaroli, Valentina; Deguara, Warren; Castaldo, … - 2025

In this paper, we study the role of wealth transfers in shaping homeownership in Malta. Leveraging data from four waves of the Maltese Household Finance and Consumption Survey, we perform a logistic regression to investigate how financial inflows in the form of gifts or inheritances, affect (i)...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015329719

Do older workers change their labor supply in response to housing wealth shocks?

Asquith, Brian J. - 2025

Do older workers change their labor supply in response to unexpected housing wealth losses (or gains)? Housing wealth is the largest component in most older Americans' portfolios, and they may seek to recoup losses by working longer to help smooth consumption in retirement. Despite its...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015395417

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Do older workers change their labor supply in response to housing wealth shocks?

Asquith, Brian J. - 2025

Book / Working Paper

The social spillovers of homeownership : evidence from institutional investors

Billings, Stephen B.; Soliman, Adam - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015449783

Eurosystem Household Finance and Consumption Survey 2023 : first results for Austria

Fessler, Pirmin; Riedl, Aleksandra; Schürz, Martin - 2025

The fifth wave of the Austrian HFCS (2023) confirms enduring structural features of household balance sheets: Wealth remains highly concentrated and dominated by owner-occupied housing. Debt is mainly mortgage-based in volume terms and concentrated in higher-income and higher-wealth households....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015597115

The intergenerational homeownership gap across Europe : an empirical exploration of explanations

Angel, Stefan; Gregory, James - 2025

Many studies indicate that the share of homeowners among young Millennials born in the 1980s is consistently lower across Europe than among Generation X, primarily born in the 1970s, at the same age. The reasons for this disparity - whether it rather stems from increased economic constraints...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015395587

Parental influence on their children's homeownership remains high, but declining

Lersch, Philipp M.; Bedük, Selçuk; Benassi, Enrico - 2025

Homeownership is far less prevalent in Germany than in most other European countries. This Weekly Report examines the extent to which homeownership in Germany depends on the ownership status of parents and how the association has changed over time. Homeownership rates are significantly lower...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015533868

Housing wealth across countries : the role of expectations, institutions and preferences

Le Blanc, Julia; Slacalek, Jirka; White, Matthew N. - 2025

Homeownership rates and holdings of housing wealth differ immensely across countries. We specify and estimate a life cycle model with risky labor income and house prices in which households face a discrete–continuous choice between renting and owning a house, whose sale is subject to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015186314

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Housing wealth across countries : the role of expectations, institutions and preferences

Le Blanc, Julia; Slacalek, Jirka; White, Matthew N. - 2025

Book / Working Paper

Housing wealth across countries : the role of expectations, institutions and preferences

Le Blanc, Julia; Slacalek, Jirka; White, Matthew N. - 2025

Book / Working Paper

Housing wealth across countries : the role of expectations, institutions and preferences

Le Blanc, Julia; Slacalek, Jirka; White, Matthew N. - 2025

Book / Working Paper

Unsettled: job insecurity reduces homeownership

Lepinteur, Anthony; Clark, Andrew E.; D'Ambrosio, Conchita - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014550888

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Unsettled : job insecurity reduces home-ownership

Lepinteur, Anthony; Clark, Andrew E.; D'Ambrosio, Conchita - 2024

Book / Working Paper

Unsettled: job insecurity reduces home-ownership

Lepinteur, Anthony; Clark, Andrew E.; D'Ambrosio, Conchita - 2024 - This version: May 2024

Edition: This version: May 2024

Book / Working Paper

The keys to the house : how wealth transfers stratify homeownership opportunities

Dräger, Jascha; Müller, Nora; Pforr, Klaus - 2024

This study investigates how actual and anticipated intergenerational wealth transfers (i.e., inter-vivo gifts and inheritances) contribute to social stratification in the transition to homeownership. Utilizing discrete-time survival analysis on data from the German Socio-Economic Panel Study...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015069955

Mandatory pension saving and homeownership

Fischer, Marcel; Jensen, Bjarne Astrup; Koch, Marlene - 2024 - This version: August 30, 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015079954

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Mandatory Pension Saving and Homeownership

Fischer, Marcel; Jensen, Bjarne Astrup; Koch, Marlene - 2022

Book / Working Paper

Why not tax it? : the effects of property taxes on house price and homeownership

Chiocchio, Francesco - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014535057

Ethnic diversity and homeownership

Awaworyi Churchill, Sefa; Smyth, Russell - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015126979

Australian first home ownership assistance schemes : international comparison and assessment

Martin, Chris; Pawson, Hal - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015126989

Demographic trends and housing patterns in the Philippines

Magno-Ballesteros, Marife; Ancheta, Jenica A.; Ramos, … - 2024

This study examines how demographic changes lead to different household structures and housing choices among different age groups. It argues that the cointegration of demography, housing market, and wealth have shaped housing demand in the country over time. The results have important often...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015196525

Decomposing wealth inequality in Australia : 2006 - 2018

Cigdem-Bayram, Melek; Stewart, Miranda; Whelan, Stephen P. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015396744

Monetary policy and the homeownership rate

Graham, James; Sharma, Avish - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015397503

Dreaming of a home: The regional divide in housing affordability

Osswald do Amaral, Francisco; Staratschek, Gereon; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015627748

(H)ausquartiert: Regionale Unterschiede beim Zugang zu Wohneigentum

Osswald do Amaral, Francisco; Staratschek, Gereon; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015627762

When Illness Strikes Home: The Impact of Severe Health Shocks on Homeownership

Bian, Xun; Jiang, Hanchen - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015651120

Wealth drawdowns or borrowing? : how parents fund financial support for their children's first home

Andersen, Henrik Yde; Gaarskær, Cecilie Walsted; … - 2026

Intergenerational assistance in housing markets is well documented, yet little is known about how parents finance support for their children's first home purchases. Using population-wide Danish administrative data linking first-time buyers and their parents from 2000 to 2023, we identify...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654686

Tax incentives, portfolio choice, and macroprudential risks

Brenzel-Weiss, Janosch; Koeniger, Winfried; … - 2026

We calibrate a lifecycle portfolio-choice model of homeowners facing uninsurable income risk to show that tax deductions for mortgage interest payments and voluntary pension contributions have sizable effects on household portfolios and macroprudential risks. The deductions reduce the after-tax...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015588093

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Tax incentives, portfolio choice, and macroprudential risks

Brenzel-Weiss, Janosch; Koeniger, Winfried; … - 2026

Book / Working Paper

Tax incentives, portfolio choice, and macroprudential risks

Brenzel-Weiss, Janosch; Koeniger, Winfried; … - 2026

Book / Working Paper

Demand for home pension and reverse mortgage : an information provision survey experiment

Kim, Duk Gyoo; Hwang, In Do - 2026

Population aging and the sustainability of retirement financing are critical challenges facing many developed economies. In South Korea, elderly poverty remains a critical issue, despite widespread homeownership among older adults. Although the home pension program allows retirees to unlock...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015596754

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Demand for home pension and reverse mortgage : an information provision survey experiment

Kim, Duk Gyoo; Hwang, In Do - 2025

Book / Working Paper

Reconciling survey and administrative records to measure housing wealth in Italy

Neri, Andrea; Porreca, Eleonora; Zanichelli, Francesca; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015586905

Inequality, not regulation, drives America's housing affordability crisis

Buchholz, Maximilian; Kemeny, Tom; Randolph, Gregory F.; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015580368

Housing capital gains across the income distribution

Bäckman, Claes; D'Lima, Walter; Khorunzhina, Natalia - 2026

We show that high-income buyers earn higher capital gains on housing using detailed transaction data from Denmark. Geographic location statistically accounts for nearly all the difference, with little role for aggregate market timing, property type, or other buyer characteristics. This finding...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015604358

Measuring the services of durables and owner occupied housing : a unified framework and forty years of Tokyo evidence

Diewert, Walter E.; Shimizu, Chihiro - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015620204

Housing bust and long-term human capital scarring in the U.S.

Pestova, A. A.; Popov, Alexander - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625605

(H)ausquartiert: regionale Unterschiede beim Zugang zu Wohneigentum

Osswald do Amaral, Francisco; Staratschek, Gereon; … - 2026

• Der gestiegene Eigenkapitalbedarf stellt die zentrale Hürde beim Immobilienerwerb in Deutschland dar. Im Median musste ein durchschnittlicher Haushalt, zwischen 2015 und 2024, 9,37 Jahre sparen, um das erforderliche Eigenkapital aufzubringen. • Einen wesentlichen Anteil macht hierbei...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626573

Dreaming of a home : the regional divide in housing affordability

Osswald do Amaral, Francisco; Staratschek, Gereon; … - 2026

• The rise in total upfront cash requirement has become the main obstacle to homeownership in Germany. Between 2015 and 2024, the average household needed a median of 9.37 years to save the necessary funds for a home purchase. • A substantial share of this burden comes not from the price...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626577

Housing wealth and labor supply : evidence from geographically-linked microdata

Yang, Xi - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015641665

Paying a high premium : how climate change is crippling homeowner's insurance and fueling a housing crisis

Semenova, Alla - 2026

This paper examines the growing impacts of climate change in the US homeowner's insurance industry. As climate change-driven weather extremes and natural disasters have accelerated in their frequency and severity, they have inflicted increasingly more residential property damage and destruction,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015644047

The determinants of mortgage denial using public data

García, Manu; Garriga, Carlos - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667240

Who pays for decarbonizing homes?

Lackner, Teresa; Nabernegg, Stefan - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667669

Flood risk, insurance, and housing in the United States

Qin, Suvy; Voorheis, John - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015669641

Homes and Hopes : Mobilizing Private Capital for Affordable Housing and Family Investment in Kazakhstan

Levitanskaya, Katerina; Melecky, Martin; Milyutin, Andrey - 2026

Kazakhstan stands at a pivotal moment to modernize its housing finance system and unlock family investment in housing as part of its broader ambition to double the economy by 2029 and reach high-income economy status. Housing affordability remains a binding constraint despite sizable public...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015673179

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Private wealth transfers and homeownership : evidence from Luxembourg

Mathä, Thomas; Pulina, Giuseppe; Ziegelmeyer, Michael - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015636203