Search Results - subject_exact:"Prime rate"

Lending rate sensitivity to monetary policy : a bank level empirical analysis

Bendezu, Luis; Rodriguez, Gabriel - 2026

This paper evaluates how the monetary policy rate influences bank lending rates in Peru, focusing on various loan types from September 2010 to August 2022.We utilize the Bai and Perron (1998, 2003) methodology to account for structural changes in the pass-through effect of monetary policy on...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015644838

Monetary policy shocks, changing credit conditions and the house price to rent ratio : the case of the Irish property market

Egan, Paul; McQuinn, Kieran - 2025

In this paper we assess the implications of monetary policy shocks on the house price to rent ratio in the case of the Irish property market. Crucially, in light of the particular circumstances of the market, we allow for the interaction between monetary policy and changing credit conditions in...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015202399

Relationship lending and monetary policy pass-through

Cao, Jin; Dubuis, Pierre; Liaudinskas, Karolis - 2025

This paper investigates the link between bank-firm lending relationships and monetary policy pass-through, focusing on episodes of low interest rates. Using administrative tax and bank supervisory data ranging from 1997 to 2019, we track the entirety of bank-firm relationships in Norway. Our...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015271423

Regional loan market structure, bank lending rates and monetary transmission

Bredl, Sebastian - 2025

The present paper utilizes AnaCredit loan-level data to examine the impact of regional loan market structure on lending rates. The analysis focuses on newly issued loans to small non-financial corporations in the euro area during the monetary policy tightening phase of 2022 and 2023. The...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015472686

Monetary policy pass-through to lending rates : evidence from the Irish Central Credit Register

Goncharenko, Roman; Lukmanova, Elizaveta - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591283

Od stopy rynku pieniężnego do oprocentowania detalicznego depozytów i kredytów : analiza na danych mikro w Polsce

Stanisławska, Ewa - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015415778

Paying too much? : borrower sophistication and overpayment in the US mortgage market

Bhutta, Neil; Fuster, Andreas; Hizmo, Aurel - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014575762

This is not America : the credit channel of monetary policy in Brazil

Elias, Laura; Guimarães, Bernardo - 2024

We estimate the monetary policy pass-through to lending rates in Brazil and the United States using the same methodology and obtain very different results. In the United States, the pass-through tends to be larger than 1:1. In Brazil, we find a 1:1 pass-through only in the case of non-earmarked...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015376448

Measuring household financial stress in Canada using consumer surveys

Bédard, Nicolas; Sabourin, Patrick - 2024 - Last updated: March 28, 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014637119

Impacts of interest rate hikes on the consumption of households with a mortgage

Bouras, Panagiotis; Saldain, Joaquín; Guo, Xing; Pugh, Tom - 2024 - Last updated: June 17, 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014637120

Credit supply, prices, and non-price mechanisms in the mortgage market

Mondragon, John - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014637610

Kommunalfinanzen in Zeiten steigender Zinsen

Brand, Stephan; Salzgeber, Johannes - 2023

Die steigenden Zinsen haben Auswirkungen auf die kommunalen Haushalte. Sie erhöhen die Kosten für Kredite und verteuern damit die Finanzierung notwendiger Investitionen in Infrastruktur und Transformation. Zwar dürfte der Großteil der Kommunen ausreichend Spielräume haben, um mit höheren...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013534398

Developments in banks' funding costs and lending rates

Carse, Vincent; Faferko, Anthea; Fitzpatrick, Rachael - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014267139

Risk-based credit pricing in Kenya : the role of banks' internal factors

Tiriongo, Samuel; Josea, Kiplangat; Mulindi, Hillary - 2023

Globally, credit scoring adoption has been on the rise on account of increased access to data, computing power, and the need for efficient credit allocation that is supportive of entrenching financial inclusion and economic growth. Relatedly, the adoption of risk-based pricing has gained...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014284844

Low rates and bank loan supply : theory and evidence from Japan

Balloch, Cynthia; Koby, Yann - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014326895

The impact of the Basel III banking regulation on Moroccan banks

Mikou, Mohammed - 2023

This paper estimates the social costs and benefits of the Basel III banking regulation application to Moroccan banks, which, inter alia, imposed higher capital requirements. The paper quantifies the impact of higher capital requirements on (i) lending rates, (ii) bank refinancing costs, and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014312267

Interest Rate Caps and Bank Loan Supply : Locking out the Small Borrower in the Great Depression

Anderson, Haelim Park; Jaremski, Matthew S. - 2025

We examine the effects of changes in an interest rate cap on small loan brokers in New Jersey during the Great Depression. Using newly constructed data on brokers and banks, we find that small loans declined sharply when the cap was lowered, and despite worsening economic conditions, they...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015464445

Banking and banking reforms in China in a model of costly state verification

Luo, Jie; Wang, Cheng - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015472898

Does transparency about banks' lending costs lower firms’ borrowing costs? : evidence from India

Tantri, Prasanna; Vishen, Nitin - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015432376

Cross-subsidization of bad credit in a lending crisis

Artavanis, Nikolaos; Lee, Brian Jonghwan; Panageas, Stauros - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015458785

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Cross-subsidization of Bad Credit in a Lending Crisis

Artavanis, Nikolaos; Lee, Brian Jonghwan; Panageas, Stauros - 2022

Book / Working Paper

Cross-subsidization of Bad Credit in a Lending Crisis

Artavanis, Nikolaos T.; Lee, Brian Jonghwan; Panageas, … - 2022

Book / Working Paper

Developments in banks' funding costs and lending rates

Fitzpatrick, Rachael; Shaw, Callum; Suthakar, Anirudh - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013367280

Financial cycles in euro area economies : a cross-country perspective using wavelet analysis

Mandler, Martin; Scharnagl, Michael - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013348442

Pass-through from monetary policy to bank interest rates: a-symmetry analysis

Martínez, Juan Francisco; Oda, Daniel; Marivil, Gonzalo - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013281320

Interest rate pass-through in Nigeria : an asymmetric cointegration approach

Alhaji Jibrilla, Aliyu; Balami, Dahiru H. - 2022

This paper empirically examines the pass-through of the Central Bank of Nigeria policy rate to commercial banks' retail rates. The study covers the pre-liberalization (1962M01-1987M07) and post-liberalization (1987M08-2020M09) periods, and em- plys asymmetric cointegration and error-correction...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014282089

La dinámica de los préstamos de consumo en 2020 en Argentina : una aproximación mediante modelos de corrección de error

Gómez Aguirre, Maximiliano; Krysa, Ariel - 2022

With the aim of quantifying the effect of the decrease in interest rates on consumer loans (both credit cards and personal loans, in local currency to the non-financial private sector) in Argentina between March and December 2020, monthly error correction models are estimated, and counterfactual...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012802032

Banking on carbon : corporate lending and cap-and-trade policy

Ivanov, Ivan T.; Kruttli, Mathias S.; Watugala, Sumudu W. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014528787

The impact of crisis-period interest rate declines on distressed borrowers

Gabriel, Stuart A.; Lutz, Chandler - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015359495

Blood money : selling plasma to avoid high-interest loans

Dooley, John M.; Gallagher, Emily A. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015046489

Capital requirements in a quantitative model of banking industry dynamics

Corbae, Dean; D'Erasmo, Pablo N. - 2019

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10011982058

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Capital Requirements in a Quantitative Model of Banking Industry Dynamics

Corbae, Dean; D'Erasmo, Pablo N. - 2021

Book / Working Paper

Capital Requirements in a Quantitative Model of Banking Industry Dynamics

Corbae, Dean - 2019

Book / Working Paper

Capital Requirements in a Quantitative Model of Banking Industry Dynamics

Corbae, Dean - 2014

Book / Working Paper

Bank consolidation, interest rates, and risk : a post-merger analysis based on loan-level data from the corporate sector

Juranek, Steffen; Nilsen, Øivind Anti; Ulsaker, Simen … - 2022

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013541980

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