The research investigates the determinants of private banks profitability in Egypt. The determinants are bank specific (liquidity, capital adequacy, bank size, asset structure, credit risk, and non-performing loans), industry-specific (industry concentration and banking industry development),...

This paper investigates optimal decisions for private banking development in China under two innovative organizational structures-the big retail mode (BRM) and the independent development mode (IDM). Under the BRM, the retail and private banking divisions form a cooperative relationship wherein...

Major findings of the study indicate that performance appraisal is critical for employee motivation and employees perceived performance appraisal as a fair procedure, which increased their motivation and retention. Compensation and reward, and feedback are also perceived positively by the...

This study examines the understanding of banking governance among the sample participants and its effectiveness in achieving significant objectives. The research methodology employed in this study adopts a descriptive and analytical approach, aiming to comprehensively examine the multifaceted...

In this paper, we shed light on the narrative that listing contributes to risk-taking by examining the risk characteristics of listed BHCs, small enough to be private, against a sample of comparable private BHCs large enough to be listed over the 1990 to 2019 period. We measure our proxies for...

At the request of the Bank of Namibia (BoN), an IMF mission team conducted a technical assistance (TA) from January 15 to February 1, 2024. The mission assisted the authorities in establishing the groundwork for a feasibility study of a retail central bank digital currency (rCBDC) and drafting a...

Monetary authorities globally have studied central bank digital currency (CBDC) for wholesale and retail applications since the 1990s. Besides countering private cryptocurrencies' influence, central banks have also explored other benefits of CBDC, such as improving their financial oversight,...

In several countries, digital financial advisory services, particularly those supported by robo-advisors, are becoming increasingly popular in retail banking. These tools assist users with financial decisions such as risk assessment, portfolio selection, and rebalancing-all at a reduced cost....

Inductive Reasoning is an act of making generalized conclusions when specific scenarios are not available. It consists of making broad generalizations based on specific observations. Pre-research investigations reveal many fresh young graduates at entry level job seekers in Indian private...

This paper studies the impact of investor composition on the sovereign debt market. We construct an aggregate data set of sovereign debt holdings by foreign and domestic bank, non-bank private, and official investors for 95 countries over twenty years. We find that private non-bank investors...

We set up a general equilibrium model of Chinese wealth management products (WMPs), which are deeply rooted in traditional Chinese commercial banks. According to this model, we proposed two hypotheses, namely, the regulatory arbitrage and information asymmetry hypotheses. We tested the...

Italian Abstract: L’impiego di sistemi di intelligenza artificiale (IA) nell’intermediazione mobi-liare è oggetto di un intenso dibattito istituzionale volto ad analizzarne opportunità e rischi per investitori e operatori di mercato. Nel presente lavoro, dopo aver delineato le principali...

The paper is fictional account of how big tech might disrupt the wealth management industry. Wealth management’s existing investment framework was originally developed half a century ago for pension funds.This pension fund “operating system” (PF OS) works well for “agents” but not...

This study investigates whether Syrian private banks integrate issues related to environmental sustainability in their credit risk assessment of borrowers. We distribute questionnaires to credit officers and internal and external auditors of both conventional and Islamic Syrian private banks....

This paper studies the impact of investor composition on the sovereign debt market and the implied funding costs to borrowers. We construct an aggregate data set of sovereign debt holdings by foreign and domestic bank, non-bank private, and official investors for 95 countries over twenty years....

This study aims to clarify the influences of state banks on the private banks for Turkey after the second world war. The literature on state banks emphasizes the adverse impact of state, namely the crowding-out effect. On the other hand, state-owned banks arose as a result of development policy...

We use a panel of ten euro area member states to examine the link between macro/fiscal risk and private bank deposits relative to Germany. Our main findings are summarised as follows: First, the relationship between relative deposits and macro/fiscal risk factors is not stable over time. Second,...

This report by the Consultative Group on Innovation and the Digital Economy (CGIDE) discusses four main processes in a retail central bank digital currency (CBDC) architecture. These are: i) enrolling new users, ii) creating CBDC (cash-in), iii) destroying CBDC (cash-out) and iv) intra-ledger...

Managing customer retention is critical to a company's proftability and frm value. However, predicting customer churn is challenging. The extant research on the topic mainly focuses on the type of model developed to predict churn, devoting little or no efort to data preparation methods. These...

Following the global financial crisis, banks have become more regulated to advance ethical sales cultures throughout the sector. Based on case studies of three retail banks, we find that they construct the "appropriate advisor" in different ways. Inspired by Bakhtin's work on ethics, we propose...

Retail banking has always been considered as a core activity of banks because it has the effect of accelerating the cash flow process and creating a mainstream medium and long-term capital source for the bank. Vietnamese commercial banks now are facing great risks. This reality requires banks to...

Objective: The objective of the article is to validate a model of the factors, namely ethical responsibility, social responsibility, bank trust, attitude, and brand loyalty, that influence the behavioural intentions of consumers to continue using banking services. Research Design & Methods: This...

Customer loyalty continues to be a crucial factor for retail banks in maintaining market share, increasing revenue and profits, and reducing costs in the highly competitive business landscape of today. They consistently strive for innovation to maintain a competitive edge, introducing novel...

1. Impact investing is not ESG -- Towards a universal framework for impact investing -- 2. Future Capital: The Importance of Wealth Management for Sustainable Finance -- 3. The Future Wealth of Nations -- 4. Environmental information disclosure quality, institutional pressure, and the cost of...

-- Introduction to Wealth Management. -- Defining Wealth Management. -- Importance in Modern Financial Landscape. -- Traditional Wealth Management Practices. -- Emergence of AI in Wealth Management. -- How AI is Transforming Wealth Management. -- Data Analytics and Predictive Modeling. --...