Das Hamburger Zentrum für Versicherungswissenschaft legt in der Reihe D die besten Abschlussarbeiten aus dem Masterstudiengang Versicherungsrecht der Universität Hamburg einem breiteren Fachpublikum vor. Der berufsbegleitende und praxisbezogene Studiengang vermittelt vertiefte Kenntnisse des...

Trust Management im Versicherungsvertrieb -- Versicherungsvermittler als Human Touchpoint des Vertrauens -- Wie Versicherungsvermittler das Kundenvertrauen gewinnen -- Welche Profile der Versicherungsvermittler Vertrauen fördern -- Welche Chancen Versicherungsvermittler für die...

We conduct a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents cater to the beliefs of uninformed consumers, even...

Choosing a retirement plan is one of the most important economic decisions people make in their lifetime. Under Israel's pension marketing policy, a pension plan is generally chosen at a meeting with an insurance agent, who may be subject to a conflict of interests. In this study, 263...

Traditionally insurance agents are incentivised by payment of a commission on the premium they generate. A bonus payment received by the agent from the insurer, when the insured does not make a claim, is referred to as ‘No claim bonus' (NCB). NCB rewards the agent for her / his effort in...

SWD-Schlagwörter: Versicherung, Versicherungsvermittler, Verbraucherschutz, Haftung, Ökonomische Theorie des Rechts. - Freie Schlagwörter (Englisch): Insurance, Intermediary, Consumer Protection, Liability, Law and Economics

EU-Versicherungsvermittlerrichtlinie, Dienstleistungsqualität der Versicherungsvermittlung, ServQual Methode. - EU-insurance mediation directive, service quality of insurance mediation, ServQual method

Health insurance markets in the United States are characterized by imperfect information, complex products, and substantial search frictions. Insurance agents and brokers play a significant role in helping employers navigate these problems. However, little is known about the relation between the...

How should intermediaries influence the insurance demand decision? The answer must refer to the interdependence of economic determinants and legal duties. Intermediaries potentially guide demand decisions by delivering objective information and by considering individuals' situation and economic...

Health insurance markets in the United States are characterized by imperfect information, complex products, and substantial search frictions. Insurance agents and brokers play a significant role in helping employers navigate these problems. However, little is known about the relation between the...

Health insurance markets in the United States are characterized by imperfect information, complex products, and substantial search frictions. Insurance agents and brokers play a significant role in helping employers navigate these problems. However, little is known about the relation between the...

Insurance contracts are often complex and difficult to verify outside the insurance relation. We show that standard one-period insurance policies with an upper limit and a deductible are the optimal incentive-compatible contracts in a competitive market with repeated interaction. Optimal group...

Der Versicherungsvermittler als Unternehmer -- Vorwort zur 5. Auflage -- Vorwort zur 4. Auflage -- Inhaltsverzeichnis -- 1 Versicherungsvertrieb als Berufsperspektive -- 1.1 Bedeutung, Aufgaben und Ziele des Versicherungsvertriebs -- 1.1.1 Gesamtwirtschaftliche Bedeutung -- 1.1.2 Aufgaben und...

This article addresses the role of independent insurance intermediaries in markets where matching is important. We compare fee-based and commission-based compensation systems and show that they are payoff equivalent if the intermediary is completely honest. Allowing for strategic behavior, we...

The article is based on the results of author’s study survey conducted on a representative sample of municipalities of Podkarpackie voivodship. Based on the results of research, the article will present both the current state of insurance in local government units (LGUs) of the municipal...