Are You Ready for Risk? Time Preferences and Risk Attitudes in Peer to Peer Lending Platforms

Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and have future preferences, indicating that this P2P platform is perceived as a risky instrument

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Year of publication:	[2022]
Authors:	Shtudiner, Ze'ev ; Klein, Galit ; Zwilling, Moti
Publisher:	[S.l.] : SSRN
Subject:	Risikopräferenz \| Risk attitude \| Intertemporale Entscheidung \| Intertemporal choice \| Risikomanagement \| Risk management \| Soziale Gruppe \| Social group \| Risiko \| Risk \| Theorie \| Theory

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