ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare

In Australia, interchange fees on shared ATM transactions have been recently removed and replaced by usage fees directly set and received by ATM owners. We develop a model to study how entry of independent ATM deployers (IADs) affects welfare under the direct charging scheme. We show that paradoxically, IAD entry benefits banks. Entry benefits consumers when they strongly value the associated growth of the ATM network.

MoreLess

Year of publication:	2011
Authors:	Donze, Jocelyn ; Dubec, Isabelle
Published in:	Review of Network Economics. - De Gruyter, ISSN 1446-9022, ZDB-ID 2139394-1. - Vol. 10.2011, 2
Publisher:	De Gruyter
Subject:	ATMs \| direct charging reform \| independent deployers

More details

Type of publication:	Article
Type of publication (narrower categories):	research-article
Language:	English
Other identifiers:	10.2202/1446-9022.1237 [DOI]
Source:	Other ZBW resources

Persistent link: https://www.econbiz.de/10014619181