Banks, insurance companies, and discrimination

This article examines some of the reasons why banks and insurance companies have been accused of discrimination, and shows that this is by and large a false accusation. Economic analysis demonstrates that racial discrimination is not a profit-maximizing strategy. Actually, unwise public policies are actually precluding many consumers from the market.

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Year of publication:	2008-09
Authors:	Block, Walter ; Snow, Nicholas ; Stringham, Edward
Institutions:	Volkswirtschaftliche Fakultät, Ludwig-Maximilians-Universität München
Subject:	redlining \| financial regulation \| unintended consequences

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Extent:	application/pdf
Series:	MPRA Paper.
Type of publication:	Book / Working Paper
Notes:	Published in Business and Society Review 7.35(2008): pp. 403-419
Classification:	G22 - Insurance; Insurance Companies ; G28 - Government Policy and Regulation ; G21 - Banks; Other Depository Institutions; Mortgages
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10008685374