Developing a Conceptual Model for Examining the Fintech Industry and its Impact on the Efficiency of Other Industries in India

Purpose:The study have three objectives: first, literature review on the topic of fintech industry and their impact on the other industries efficiency; second, set out the theoretical base and develop a conceptual model that integrate fintech industry, other industries and efficiency and finally, design future research exposer.Design/methodology/approach: A fundamental model with conceptual background on secondary data sources such as reports, research papers, and websites.Findings: Positive impact on the Banking industry and NBFI but find negative impact on the real estate industry.Research limitations/implications: This study has presented some ideas and that would help to enrich the study of fintech industry and its impacts on the efficiency of other industries in India, and this study could be fruitful for further researchers. Further, this study presented the many hypotheses which can be empirically test. Practical implications: The predicated model would be good platform for the research to study on fintech industry and it could be fruitful for policy maker, government and investor to understand about fintech industry