Does Digital Financial Inclusion Decrease the Rural Household's Poverty Vulnerability? Evidence from China

Based on data from the Chinese Family Panel Survey (CFPS), this paper measures the rural households’ vulnerability to expected poverty (VEP) in China during 2012-2018 and investigates the impact of digital financial inclusion (DFI) on rural households’ poverty vulnerability using a logit model. We find that the impact is not linear diminishing but U-shaped, implying that the development of DFI does not always alleviate poverty but exists “Matthew Effect”. The number of household members and the level of financial development are positively associated with households’ VEP which may be related to a high dependency ratio and competition for financial resources

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Year of publication:	2022
Authors:	Wen, Yang ; Chen, Quanliang ; Xiao, Yuxiang ; Yang, Rui
Publisher:	[S.l.] : SSRN
Subject:	China \| Armut \| Poverty \| Ländlicher Raum \| Rural area \| Finanzielle Inklusion \| Financial inclusion \| Ländliche Armut \| Rural poverty \| Privater Haushalt \| Household \| Armutsbekämpfung \| Poverty reduction \| Digitalisierung \| Digitization