Global melt down and banking sector performance : a comparative analysis of MCB compare with HBL

This research investigates the performance of HBL with compare with MCB in Pakistan. Data were collected from various secondary sources annual reports, State Bank reports of HBL and MCB branches operated in Pakistan. The main reason of slow growth Pakistan was the low down of deposit rates of the customers. The financial ratios such as return on Assets (ROA), return on Equity (ROE), Loan to Deposit ratio (LDR) Loan to Asset Ratio (LAR) Debt to equity Ratio (DER), Assets Utilization(AU), and Income to Expense ratio (IER) are used to assess banking performance. It was revealed that the performance of MCB compare with HBL is steady growth and ROE, LDR all the ratios indicates that during last couple of years the performance of MCB is better than HBL.