Microcredit Impacts : Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high interest rates. We use a clustered randomized trial, and household surveys of eligible borrowers and their businesses, to estimate impacts from an expansion of group lending at 110% APR by the largest microlender in Mexico. Average effects on a rich set of outcomes measured 18-34 months postexpansion suggest no transformative impacts

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Year of publication:	2014
Authors:	Angelucci, Manuela
Other Persons:	Karlan, Dean (contributor) ; Zinman, Jonathan (contributor)
Publisher:	[2014]: [S.l.] : SSRN
Subject:	Mikrofinanzierung \| Microfinance \| Mexiko \| Mexico \| Wirkungsanalyse \| Impact assessment \| Familienunternehmen \| Family business \| Unternehmenswachstum \| Firm growth \| Zins \| Interest rate