Pandemi Covid-19: Implikasinya terhadap Permintaan Uang dan Instrumen Pembayaran Lainnya

This paper tries to analyze how the Covid-19 pandemic and economic conditions affect the demand for money and other payment instruments. By utilizing data/information in the period before the Covid-19 pandemic and during the outbreak of the Covid-19 pandemic, the analysis was carried out using a descriptive-elaborative approach. The results show that the decline in economic activity due to the impact of Covid-19 has also had an impact on the decline in public demand for cash. As an alternative and at the same time as part of efforts to break the chain of the spread of Covid and accelerate economic recovery, the government and Bank Indonesia encourage the public to use non-cash payment instruments. The use of non-cash instruments, especially digital banking, also helps accelerate an inclusive and efficient digital economy and financial ecosystem