Partial De-Annuitization of Public Pensions V.S. Retirement Age Differentiation. Which is Best to Account for Longevity Differences?

Extensive research by demographers and economists has shown that longevity differs across socioeconomic status (SES), with low-educated or low-income people living, on average, shorter lives than their better-endowed and wealthier peers. Therefore, a pension system with a unique retirement age is a priori problematic. The usual policy recommendation to address this problem is to differentiate the retirement age by SES. This paper explores the relative merits of partial de-annuitization of public pensions as a way of addressing the (imperfectly assessed) inequality of longevity

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Year of publication:	[2022]
Authors:	Vandenberghe, Vincent
Publisher:	[S.l.] : SSRN
Subject:	Sterblichkeit \| Mortality \| Altersgrenze \| Retirement \| Gesetzliche Rentenversicherung \| Public pension system \| Alternde Bevölkerung \| Aging population \| Theorie \| Theory \| Altersvorsorge \| Retirement provision

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