• 1.Introduction
  • 2. The three pillars
  • Pillar 1: Minimal Capital Requirement
  • Pillar II: Supervisory Review Process
  • Pillar III: Market Discipline
  • 3. The New Pillars
  • Pillar IV: Risk Reserves
  • Pillar V: Risk fee
  • Pillar VI: Delayed variable compensation
  • Pillar VII: Separation of finance and commerce
  • 4. Conclusion
  • References