Small Enterprises' Access to Formal Financial Services: A Review and Assessment

Regardless of the growth and rehabilitation of several financial institutions in the last decade, a large number of borrowers have not yet been served, specifically small farm and entrepreneurs. This paper describes the Philippine banking system focusing on its effect to the different socio-economic sectors of the Philippine society. In addition, it examines the supply of financial services provided by the formal financial system and the banking and credit policies of the government.