Switching from Cash to Cashless Payments during the COVID-19 Pandemic and Beyond

Using a survey of 5,504 respondents from 22 European countries, we examine preferences regarding cash and cashless payments at the point of sale (POS) during the COVID-19 crisis. Consumers favor cashless transactions when they believe that handling cash presents a higher risk of infection. Moreover, the habits they develop during periods of restrictions and lockdowns appear to further diminish their appetite for transacting in cash. Not only do these factors affect current choice of payment method, but also influence declared future intentions to move away from cash after the pandemic is over

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Year of publication:	[2021]
Authors:	Wisniewski, Tomasz Piotr ; Polasik, Michal ; Kotkowski, Radosław ; Moro, Andrea
Publisher:	[S.l.] : SSRN
Subject:	Coronavirus \| Bargeldloser Zahlungsverkehr \| Noncash payments \| Epidemie \| Epidemic \| Elektronisches Zahlungsmittel \| Electronic payment \| Bargeld \| Cash

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