The Impact of Macroprudential Housing Finance Tools in Canada : 2005-10

This paper combines loan-level administrative data with household-level survey data to analyze the impact of recent macroprudential policy changes in Canada using a microsimulation model of mortgage demand of first-time homebuyers. Policies targeting the loan-to-value ratio are found to have a larger impact than policies targeting the debt-service ratio, such as amortization. This is because there are more wealth-constrained borrowers than income-constrained borrowers entering the housing market

MoreLess

Year of publication:	2016
Authors:	Allen, Jason
Other Persons:	Grieder, Timothy (contributor) ; Peterson, Brian Michael (contributor) ; Roberts, Tom (contributor)
Publisher:	[2016]: [S.l.] : SSRN
Subject:	Immobilienfinanzierung \| Real estate finance \| Kanada \| Canada \| Finanzmarktaufsicht \| Financial supervision \| Wirkungsanalyse \| Impact assessment \| Hypothek \| Mortgage

freely available

Full text |

More access options

doi.org

Check Google Scholar

In German libraries (KVK)

I need help

Which error do you want to report?

Report: URL of this record is broken

Please note: Sometimes more than one URL is available for a resource. Please click on "More Options" to display these URLs

Report: Addition of an URL to that resource

Please note: Sometimes more than one URL is available for a resource. Please click on "More Options" to display these URLs

Report: The language(s) of that resource is/are…

Please note: Required language not in the list? Please use comment field

Report: Addition of an identifier to that resource

Report: report typo

Report: Add statement

Report: Add keywords

Please use the commentary box to describe other errors

Would you like to receive a feedback?

Commentary

Please type the code from the image

For general questions please use this address.

Persistent link: https://www.econbiz.de/10012984454