Is there any dependence between consumer credit line utilization and default probability on a term loan? : evidence from bank-customer data
Year of publication: |
September 2015
|
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Authors: | Bergerès, Anne-Sophie ; D'Astous, Philippe ; Dionne, Georges |
Published in: |
Journal of empirical finance. - Amsterdam [u.a.] : Elsevier, ISSN 0927-5398, ZDB-ID 1158263-7. - Vol. 33.2015, p. 276-286
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Subject: | Consumer finance | Credit line utilization | Term loan default probability | Ability to pay | Endogeneity | Simultaneous equations | Verbraucherkredit | Consumer credit | Insolvenz | Insolvency | Kreditrisiko | Credit risk | Kreditgeschäft | Bank lending | Theorie | Theory | Kredit | Credit | Private Verschuldung | Private debt |
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