Trust and Arm's Length : Lessons from SME Financing

Studies on the influence of trust on credit activity focus mainly on its impact on credit contracts. However, research has highlighted that these are strongly related to the kind of lending technology used by the bank. How trust shapes a bank’s business model is an issue that has not yet been addressed. In this paper we bridge this gap. Using bank-specific indicators of trust built from ERBD surveys, we show that banks prefer to operate transactional (respectively relationship) lending business models in areas where generalized trust is high (low)

MoreLess

Year of publication:	[2022]
Authors:	Statnik, Jean-Christophe ; Lobez, Frédéric ; Ly Hoang, Vu
Publisher:	[S.l.] : SSRN
Subject:	KMU \| SME \| Vertrauen \| Confidence \| Unternehmensfinanzierung \| Corporate finance \| Mittelstandsfinanzierung \| SME financing

freely available

Full text |

More access options

doi.org

Check Google Scholar

In German libraries (KVK)

I need help

Which error do you want to report?

Report: URL of this record is broken

Please note: Sometimes more than one URL is available for a resource. Please click on "More Options" to display these URLs

Report: Addition of an URL to that resource

Please note: Sometimes more than one URL is available for a resource. Please click on "More Options" to display these URLs

Report: The language(s) of that resource is/are…

Please note: Required language not in the list? Please use comment field

Report: Addition of an identifier to that resource

Report: report typo

Report: Add statement

Report: Add keywords

Please use the commentary box to describe other errors

Would you like to receive a feedback?

Commentary

Please type the code from the image

For general questions please use this address.

Persistent link: https://www.econbiz.de/10014361409