Wohnimmobilien und Zinsen: Eine Analyse des Nachfrageverhaltens beim Erwerb von Wohnimmobilien durch Privathaushalte im aktuellen Niedrigzinsniveau

The current interest rate level provides hardly any returns on financial investments. Conversely, it offers debtors the opportunity to secure very favorable conditions for borrowing. Accordingly, the aim of this research is to show the effects of low interest rates on the demand behavior of private households with regard to the purchase of residential real estate. To answer the central research question, current studies and surveys are presented in addition to existing literature. This lays the foundation for the empirical study to be presented. This revealed a hitherto missing or hardly existing research on a combination of low interest rates and demand behavior for residential real estate. In order to find out whether the employment behavior of private households has changed after residential real estate, an online survey was conducted. For this purpose, hypotheses were established in advance, which were subsequently verified using a statistical program. The results indicate a change in demand behavior. However, a clear connection with the low interest level could not be identified.