Zhu, Xu; Chu, Qingyong; Song, Xinchang; Hu, Ping; Peng, Lu - In: Data science and management : DSM 6 (2023) 3, pp. 123-133
the emergence of machine learning technology, predicting loan defaults has become a popular topic. However, machine … learning models have a black-box problem that cannot be disregarded. To make the prediction model rules more understandable and …