The Changing Geography of Banking

The aim of this conference is to investigate theoretically and empirically the effects that operational and functional distances from communities may exert on banks’ lending decisions, efficiency and profitability and on local economic development. Areas of interest include, but are not limited to, the following: · Banking consolidation and small business lending · Transactional and relationship lending · Credit scoring and soft information · Distance and competition · Bank organisational structure · Delegation of authority and monitoring of loan officers · Banking and regional development · Internal capital markets · Integration of European credit markets · Cross-border mergers and acquisitions · Prudential regulation and lender of last resort in the presence of multinational banks