Purpose: The aim of this article was to better understand the alignment of banking business models with disruptive technologies. Design/methodology/approach: An explorative study was used to uncover participants' views of technology adoption in a particular banking institution in South Africa....

This paper aims to examine the adoption of electronic-invoicing (e-invoicing) technology using a Technological-Organisational-Environmental (TOE) framework, especially toward managing business information system transformation in emerging economies. A Partial Least Square (PLS) Structural...

Despite the increasing adoption of digital technology, small and medium enterprises (SMEs) continue to lag behind larger firms. This study integrates the technology, organization, and environment (TOE) framework with Rogers' diffusion of innovation (DOI) theory to investigate the factors...

Implementation of IT innovations in insurance industry enhances actual business models and creates new ones. E-insurance refers to creating and providing insurance and connected financial services through digital solutions. In this paper the impact of IT usage and digitalization on insurance...

The widespread application of data technologies such as big data, artificial intelligence, and the Internet of Things plays an important role in promoting agricultural technology innovation. This article uses the 2022 survey data of farmers' economic behaviour in Hubei Province, China to...

In a world increasingly driven by digital transformation, emerging technologies such as blockchain, artificial intelligence, and the metaverse hold great promise for economic and social progress. However, their widespread adoption is influenced by various factors that can either hinder or...

We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification strategy uses services suspensions caused by criminal groups that perform hit-and-run raids exploding branch facilities and rendering them inoperable for months. We show that...

The primary goal of utilizing chatbots for customer service is to fulfill customer requests without requiring a conversation. However, the challenge to the sustainable adoption of innovations is overcoming the obstacles that prevent the innovation's spread. The current study examined factors...

In this paper, I empirically estimate the relationship between digital technology and climate technology using the United States Patent and Trademark Office's patent database. I find that innovation in digital technology increases the number of patents for climate technology by 17.3% on average,...

The Internet of Things (IoT) has gained particular attention, both from academia and from companies and industries, as a result of its characteristics and the opportunities that this technology generates for end-users and for the business environment. Thus, the creation of this network that...