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User cost of credit card services under risk with intertemporal nonseparability

Barnett, William A.; Liu, Jinan - 2017

Persistent link: https://www.econbiz.de/10011965709

Credit Card Interest Rates and Risk : New Evidence from US Survey Data

Liñares-Zegarra, José Manuel - 2013

-term risk. This effect is pronounced for sub-prime cardholders. This suggests that higher risk consumers shop around more … increase APRs to account for short-term risk. Credit card characteristics including network affiliation and issuer brand play … an important role in the pricing decisions of issuer banks …

Persistent link: https://www.econbiz.de/10013090283

Risk adjustment of the credit-card augmented divisia monetary aggregates

Barnett, William A.; Su, Liting - 2016

Persistent link: https://www.econbiz.de/10011565398

Monetary policy and credit card spending

Grigoli, Francesco; Sandri, Damiano - 2023

Persistent link: https://www.econbiz.de/10013488860

Contract terms, employment shocks, and default in credit cards

Castellanos, Sara G.; Jiménez Hernández, Diego; … - California Agricultural Experiment Station / Department … - 2024

Persistent link: https://www.econbiz.de/10014448634

Does getting a mortgage affect credit card use?

Fulford, Scott L.; Stavins, Joanna - 2019 - This version: May 2019

Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage payments, which may leave the household more exposed to other shocks. We find that this change affects credit card use in two ways: A debt effect increases credit card spending, while...

Persistent link: https://www.econbiz.de/10012101466

Bancarizing with credit cards : experimental evidence on interest rates and minimum payments elasticities for new clients

Seira, Enrique; Castellanos, Sara G.; Hernández, Diego … - 2015

: default risk is substantial, returns heterogeneous, and account closings common. We also take advantage of a randomized … default risk is very insensitive to (randomized) large changes in interest rates and minimum payments. This could imply that …

Persistent link: https://www.econbiz.de/10011281263

The digital pivot : exploring credit card and E-payment utilization in direct-to-consumer U.S. agriculture

Malone, Trey; Thomsen, Amanda - In: Journal of small business strategy 35 (2025) 2, pp. 52-66

Persistent link: https://www.econbiz.de/10015399135

The economics of two-sided payment card markets : pricing, adoption and usage

McAndrews, James Joseph (contributor); Wang, Zhu (contributor) - 2008

Persistent link: https://www.econbiz.de/10003788487

How and why do consumers choose their payment methods?

Schreft, Stacey L. (contributor) - 2006

Persistent link: https://www.econbiz.de/10003736181