This study was designed to ‘sense check’ emerging estimates of the monthly administrative costs associated with personal accounts arrangements in SMEs. The principal aims were to:(a) Solicit views on the accuracy of estimates of time/costs based on internal government analysis.(b) Identify...

In December 2006 the Government announced proposals to promote private pension saving across UK workplaces. These proposals are explained in the Government’s White Paper, ‘Personal accounts: a new way to save’ . The proposed personal accounts system will operate from 2012 and will require...

Over recent years, the government has taken steps to improve the supply of finance, particularly equity finance, to small businesses. However, it was also recognised that steps needed to be taken to help more small businesses to become ´investment ready´ if they were to take advantage of this...