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Do Hypothetical Experiences Affect Real Financial Decisions? Evidence from Insurance Take-up

Cai, Jing; Song, Changcheng - 2013

This paper uses a novel experimental design to study the effect of hypothetical personal experience on the adoption of a new insurance product in rural China. Specifically, we conduct a set of insurance games with a random subset of farmers. Our findings show that playing insurance games...

Persistent link: https://www.econbiz.de/10015236951

The Impact of Insurance Provision on Households’ Production and Financial Decisions

Cai, Jing - 2013

Taking advantage of a natural experiment and a rich household-level panel dataset, this paper tests the impact of an agricultural insurance program on household level production, borrowing, and saving. The empirical strategy includes both difference-in-difference and triple difference...

Persistent link: https://www.econbiz.de/10015236952

The Intersection of Financial Literacy, Cognitive Ability, and Numeracy Skills in Pakistani Adults

Siddiqi, Umema - 2023

The evolution of complex financial products is changing the landscape of the global financial system and to make informed financial choices, one must equip themselves with at least the basic financial knowledge. Financial literacy is a life-skill that must be possessed by all. In this study we...

Persistent link: https://www.econbiz.de/10015212963

Social Networks and the Decision to Insure

Cai, Jing; de Janvry, Alain; Sadoulet, Elisabeth - 2013

Using data from a randomized experiment in rural China, this paper studies the influence of social networks on weather insurance adoption and the mechanisms through which social networks operate. To quantify network effects, the experiment offers intensive information sessions about the...

Persistent link: https://www.econbiz.de/10015236950

The Quality of Insurance Intermediary Services – Empirical Evidence for Germany

Eckardt, Martina; Räthke-Döppner, Solvig - 2008

Insurance intermediaries help consumers to economize on information and transaction costs in insurance markets. However, competing insurance intermediaries provide heterogeneous services, which are difficult to assess by incompletely informed consumers. Transaction costs economics, search theory...

Persistent link: https://www.econbiz.de/10015239299

Competitive Premium Pricing and Cost Savings for Insurance Policy Holders: leveraging Big Data

Zvezdov, Ivelin - 2017

Examining the intersection of research on the effects of (re)insurance risk diversification and availability of big insurance data components for competitive underwriting and premium pricing is the purpose for this paper. We study the combination of physical diversification by geography and...

Persistent link: https://www.econbiz.de/10015255190

Spatial modeling of all-cause mortality

Lhachimi, Stefan K. - 2008

Der Tod macht alle Menschen gleich, dennoch sind nicht alle gleichmäßig betroffen. Unterschiede in der Sterblichkeit …. Eine Analyse der allgemeinen Sterblichkeit von Deutschen Bürgern im Alter von 20 bis 49 im Jahre 2004 wurde durchgeführt … die Sterblichkeit in Deutschland stärker einem Nord\Ost-Sued\West-Trend als einem einem Ost-West-Trend. Das Pro …

Persistent link: https://www.econbiz.de/10009467103

Economic cost of preweaning mortality: a report of the NAHMS national swine survey.

Crooks, A.C.; Hurd, H.C.; Dargatz, D.A.; Hill, G.W. - 1993

used the costs and returns data to calculate the associated income lost from each mortality, and predicted the increase in … income that would result from reduced preweaning mortality in each herd size and region. Weprovide estimation methods that …'benefit analysis of intervention strategies intended to reduce preweaning mortality. …

Persistent link: https://www.econbiz.de/10009429554

Economic Inequality in Adult Mortality in Canada: Analyses of the Longitudinal Administrative Databank

Etches, Jacob - 2009

This dissertation contains two empirical papers on income and premature mortality, and one methodological paper that … concerns the summary measurement of the extent of social inequalities in health. Income dynamics and adult mortality: Canada … and the USAChapter 4 examines the effects of income level and income drops on all-cause mortality in Canada and the United …

Persistent link: https://www.econbiz.de/10009455324

Income Inequality and Racial/Ethnic Infant Mortality in the United States

Jesmin, Syeda Sarah - 2008

The objective of this study was to examine if intra-racial income inequality contributes to higher infant mortality …

Persistent link: https://www.econbiz.de/10009475004