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The Open Banking Adoption Among Consumers in Europe : The Role of Privacy, Trust, and Digital Financial Inclusion

Polasik, Michal; Kotkowski, Radoslaw - 2022

The revised Payment Services Directive (PSD2) mandated every bank in the European Union (EU) to provide application programming interfaces (APIs) that allow every licensed company (as well as other banks) to access information gathered on customers’ payment accounts and then order payment...

Persistent link: https://www.econbiz.de/10013289292

Accounting for innovations in consumer digital services : IT still matters

Byrne, David; Corrado, Carol - 2019

This paper develops a framework for measuring digital services in the face of ongoing innovations in the delivery of content to consumers. We capture what Brynjolfsson and Saunders (2009) call "free goods" as the capital services generated by connected consumers' stocks of IT digital goods; this...

Persistent link: https://www.econbiz.de/10012181748

How Do Bank Customers Go Digital? A Machine Learning Approach

Carbo-Valverde, Santiago; Cuadros-Solas, Pedro; … - 2018

This study examines the sequence of decisions that bank customers follow to adopt digital services and diversify the use of those services. The sequential approach relies on machine learning applied to an in-depth survey on consumer preferences for financial services. The results show that the...

Persistent link: https://www.econbiz.de/10014113296

Physical Frictions and Digital Banking Adoption

Choi, Hyun-Soo - 2019

Banking services can now be delivered digitally and many banks are downsizing their physical operations. Bank customers are also relying less on physical locations because of digital banking. Is geography indeed now less important for banks? Using quasi-exogenous closures of ATMs in a densely...

Persistent link: https://www.econbiz.de/10012892929

A Study on Customers’ Perception on Adoption of Digital Banking in Indian Banking Sector

Joshi, Rajsee - 2019

Digital banking plays a vital role in today's world where people are looking beyond the traditional way of going to the bank for doing their bank transactions. Internet banking has transformed the traditional way of banking and has brought new dimensions to the banking sector. This research...

Persistent link: https://www.econbiz.de/10012889449

Dynamics of Demographic Factors, Digital Usage and Choice of Crowdfunding In India

Kundu, Seeboli Ghosh; P., Girish G.; B., Aruna; Jose, … - 2023

The startup revolution in India has been propelled by the dawn of technology, ensuring speediness, effectiveness …, simplicity and diverse fundraising options available for entrepreneurs. Possibly India could create a sustainable environment for … startups to flourish in years to come going by the initiatives taken by the Government of India to promote and nurture the …

Persistent link: https://www.econbiz.de/10014354945

Impact of digital advertising post-demonetization in India

Rathaur, Kamal Singh; Agarwal, Atul Kumar - In: Application of gaming in new media marketing, (pp. 215-235). 2019

Persistent link: https://www.econbiz.de/10011914196

An assessment of the recognition and use of online shopping by digital immigrants and natives in India and China

Obeidat, Mohammed Shafiq; Young, W. Daniel - In: Journal of international consumer marketing 29 (2017) 5, pp. 293-302

Persistent link: https://www.econbiz.de/10011809519

How digital platforms influence luxury purchase behavior in India?

Jain, Varsha; Schultz, Don E. - In: Journal of marketing communications 25 (2019) 1, pp. 41-64

Persistent link: https://www.econbiz.de/10012203260

Acceptance of digital payments among rural retailers in India

Koul, Surabhi; Sahil Singh Jasrotia; Mishra, Hari Govind - In: Journal of payments strategy & systems 15 (2021) 2, pp. 201-213

Persistent link: https://www.econbiz.de/10012792624