Successive UK governments have blamed poor rates of relative social mobility on the tendency of elite occupations to exclude according to social class. Organisational programmes implemented in response aim to identify talented young people from less privileged socio-economic backgrounds, help...

This paper investigates which socio-economic and demographic factors influence the demand for digital access to financial services. For this purpose, customer data from all public savings banks in Germany are linked with socio-economic and demographic data at regional level. As a result,...