This paper analyzes the relationship between financial structure and innovation. Analysis of cross-country micro data over 2009-18 shows that a firm's financial sources matter for the choice to innovate and the extent to which a firm innovates. The relationship is stronger for firms relying on...

An audit study was conducted in Ghana, Mexico and Peru to understand the quality of financial information and products offered to low-income customers. Trained auditors visited multiple financial institutions, seeking credit and savings products. Consistent with Gabaix and Laibson (2006), staff...

In light of the recent microfinance crisis in South India, government-run institutions in general, and primary agricultural credit cooperatives in particular, may end up playing a larger role in the provision of financial services for the poor. Using survey data collected in 2007 from three...

An audit study was conducted in Ghana, Mexico and Peru to understand the quality of financial information and products offered to low-income customers. Trained auditors visited multiple financial institutions, seeking credit and savings products. Consistent with Gabaix and Laibson (2006), staff...

Intro -- Contents -- 1 Introduction: Banking the World -- I Where Are We Now? -- 2 Half the World Is Unbanked -- II Better Data -- 3 Cause and Effect of Financial Access: Cross-Country Evidence from the FinScope Surveys -- 4 How to Ask Households about Financial Services: Experimental Evidence...

An audit study was conducted in Ghana, Mexico and Peru to understand the quality of financial information and products offered to low-income customers. Trained auditors visited multiple financial institutions, seeking credit and savings products. Consistent with Gabaix and Laibson (2006), staff...

In light of the recent microfinance crisis in South India, government-run institutions in general, and primary agricultural credit cooperatives in particular, may end up playing a larger role in the provision of financial services for the poor. Using survey data collected in 2007 from three...