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empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation … innovation policy even between the same regions could be rather different. Financial instability appeared also to increase bank …There is a momentous debate on the role played by financial technology (fintech) innovation in the fragility of the …
Persistent link: https://www.econbiz.de/10012233560
The present study investigates how increasing bank accounts and bank concentration affect mobile money innovations in … 148 countries. It builds on scholarly and policy concerns in the literature that increasing bank accounts may not be … having the desired effects on financial inclusion on the one hand and on the other, that bank concentration which is a proxy …
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-edge innovation to benefit innovators, consumers, investors, and the wider economy. This is path-breaking regulatory territory. In its … system's receptivity to FinTech business. An economic, pro-innovation agenda is at work. Distinct policy questions are …
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We provide new evidence on the effects of competition on incumbents' innovative behavior by examining the rise of FinTech start-ups over the period 2000-2016. We employ machine learning techniques to classify a large global sample of patent applications into five FinTech categories. We exploit...
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The financial sector in advanced economies has undergone significant evolution driven by restructuring, globalization, and the digital revolution, which have profoundly shaped its developmental dynamics. This study investigates the forces behind the growth and convergence of the financial sector...
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