Using a unique bank-level dataset on the Ugandan banking system over theperiod 1999 to 2005, we explore the factors … banking efficiency. Similarly, macroeconomic variables canexplain little of the over-time variation in bank spreads. Bank …-level characteristics, onthe other hand, such as bank size, operating costs, and composition of loan portfolio,explain a large proportion of …

Bank intermediated finance has been cited frequently as the preferred means for channeling funds from savers to firms … three hypotheses :1) do bank influenced firms enjoy lower finance costs? [No]; 2) is bank influence a solution to control … assertions about the considerable power of German banks and the advantages of a bank relation, empirical support is mixed. With a …

This paper investigates empirically whether the relation between finance and growth depends on a specific type of … indicates that high levels of finance are negatively related to economic growth. In contrast, financing of corporates is largely … neutral. Furthermore, when controlling for the sectoral allocation of financing, no specific instrument - e.g. bank credit or …

questions is that there is still today a surprisingly high level of diversity in finance. This raises the two questions …Der Beitrag behandelt die Diversität von Bank- und Finanzsystemen in Deutschland, der Europäischen Union und weltweit … und deren Veränderungen im Zeitablauf und damit zugleich die Frage, ob sich die Bank- und Finanzsysteme im Zeitablauf an …

if all its members use the same bank the association uses to get credit from. Furthermore, the lower firms' credit over …